▼ 0.50% · 3.625%
HK$19,111
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$19,705
−HK$604/mo
Today · 4.125%
HK$20,309
baseline
▲ 0.50% · 4.625%
HK$21,545
+HK$1,236/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,618/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,260
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,831
−HK$578/mo
Today · 4.125%
HK$22,409
baseline
▲ 0.50% · 4.625%
HK$23,590
+HK$1,181/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,818/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,022
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,676
−HK$664/mo
Today · 4.125%
HK$22,340
baseline
▲ 0.50% · 4.625%
HK$23,699
+HK$1,359/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,680/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,386
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,014
−HK$636/mo
Today · 4.125%
HK$24,650
baseline
▲ 0.50% · 4.625%
HK$25,949
+HK$1,299/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,300/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,933
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,646
−HK$725/mo
Today · 4.125%
HK$24,371
baseline
▲ 0.50% · 4.625%
HK$25,854
+HK$1,483/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,742/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,512
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,197
−HK$694/mo
Today · 4.125%
HK$26,891
baseline
▲ 0.50% · 4.625%
HK$28,308
+HK$1,417/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,782/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,844
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,617
−HK$785/mo
Today · 4.125%
HK$26,402
baseline
▲ 0.50% · 4.625%
HK$28,008
+HK$1,606/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$52,804/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,638
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,380
−HK$752/mo
Today · 4.125%
HK$29,132
baseline
▲ 0.50% · 4.625%
HK$30,667
+HK$1,535/mo
Deposit HK$2.93M · loan HK$5.45M · min. income ≈ HK$58,264/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,755
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$27,587
−HK$846/mo
Today · 4.125%
HK$28,433
baseline
▲ 0.50% · 4.625%
HK$30,163
+HK$1,730/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$56,866/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,764
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,563
−HK$810/mo
Today · 4.125%
HK$31,373
baseline
▲ 0.50% · 4.625%
HK$33,026
+HK$1,653/mo
Deposit HK$2.51M · loan HK$5.87M · min. income ≈ HK$62,746/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,666
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,558
−HK$905/mo
Today · 4.125%
HK$30,463
baseline
▲ 0.50% · 4.625%
HK$32,317
+HK$1,854/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$60,926/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,890
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,746
−HK$867/mo
Today · 4.125%
HK$33,613
baseline
▲ 0.50% · 4.625%
HK$35,385
+HK$1,772/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,226/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,577
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$31,528
−HK$966/mo
Today · 4.125%
HK$32,494
baseline
▲ 0.50% · 4.625%
HK$34,472
+HK$1,978/mo
Deposit HK$1.68M · loan HK$6.70M · min. income ≈ HK$64,988/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,016
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$34,929
−HK$925/mo
Today · 4.125%
HK$35,854
baseline
▲ 0.50% · 4.625%
HK$37,744
+HK$1,890/mo
Deposit HK$1.68M · loan HK$6.70M · min. income ≈ HK$71,708/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,488
−HK$2,037/mo
▼ 0.25% · 3.875%
HK$33,499
−HK$1,026/mo
Today · 4.125%
HK$34,525
baseline
▲ 0.50% · 4.625%
HK$36,626
+HK$2,101/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$69,050/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,143
−HK$1,952/mo
▼ 0.25% · 3.875%
HK$37,112
−HK$983/mo
Today · 4.125%
HK$38,095
baseline
▲ 0.50% · 4.625%
HK$40,103
+HK$2,008/mo
Deposit HK$1.26M · loan HK$7.12M · min. income ≈ HK$76,190/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,399
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$35,469
−HK$1,087/mo
Today · 4.125%
HK$36,556
baseline
▲ 0.50% · 4.625%
HK$38,780
+HK$2,224/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$73,112/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,269
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$39,295
−HK$1,041/mo
Today · 4.125%
HK$40,336
baseline
▲ 0.50% · 4.625%
HK$42,462
+HK$2,126/mo
Deposit HK$838K · loan HK$7.54M · min. income ≈ HK$80,672/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,427 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).