▼ 0.50% · 3.625%
HK$19,318
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,919
−HK$611/mo
Today · 4.125%
HK$20,530
baseline
▲ 0.50% · 4.625%
HK$21,779
+HK$1,249/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,060/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,492
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,068
−HK$585/mo
Today · 4.125%
HK$22,653
baseline
▲ 0.50% · 4.625%
HK$23,847
+HK$1,194/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,306/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,250
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,911
−HK$672/mo
Today · 4.125%
HK$22,583
baseline
▲ 0.50% · 4.625%
HK$23,957
+HK$1,374/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,166/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,641
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,275
−HK$643/mo
Today · 4.125%
HK$24,918
baseline
▲ 0.50% · 4.625%
HK$26,231
+HK$1,313/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,836/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,182
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,903
−HK$733/mo
Today · 4.125%
HK$24,636
baseline
▲ 0.50% · 4.625%
HK$26,135
+HK$1,499/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,272/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,790
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,482
−HK$701/mo
Today · 4.125%
HK$27,183
baseline
▲ 0.50% · 4.625%
HK$28,616
+HK$1,433/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,366/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,114
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,895
−HK$794/mo
Today · 4.125%
HK$26,689
baseline
▲ 0.50% · 4.625%
HK$28,313
+HK$1,624/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$53,378/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,939
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,688
−HK$761/mo
Today · 4.125%
HK$29,449
baseline
▲ 0.50% · 4.625%
HK$31,001
+HK$1,552/mo
Deposit HK$2.97M · loan HK$5.51M · min. income ≈ HK$58,898/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,046
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,887
−HK$855/mo
Today · 4.125%
HK$28,742
baseline
▲ 0.50% · 4.625%
HK$30,491
+HK$1,749/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,484/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,088
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,895
−HK$819/mo
Today · 4.125%
HK$31,714
baseline
▲ 0.50% · 4.625%
HK$33,385
+HK$1,671/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,428/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,978
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,879
−HK$916/mo
Today · 4.125%
HK$30,795
baseline
▲ 0.50% · 4.625%
HK$32,669
+HK$1,874/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,590/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,237
−HK$1,742/mo
▼ 0.25% · 3.875%
HK$33,102
−HK$877/mo
Today · 4.125%
HK$33,979
baseline
▲ 0.50% · 4.625%
HK$35,770
+HK$1,791/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,958/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,910
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,871
−HK$977/mo
Today · 4.125%
HK$32,848
baseline
▲ 0.50% · 4.625%
HK$34,847
+HK$1,999/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$65,696/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,387
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,309
−HK$935/mo
Today · 4.125%
HK$36,244
baseline
▲ 0.50% · 4.625%
HK$38,155
+HK$1,911/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$72,488/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,841
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$33,863
−HK$1,038/mo
Today · 4.125%
HK$34,901
baseline
▲ 0.50% · 4.625%
HK$37,024
+HK$2,123/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,802/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,536
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,516
−HK$994/mo
Today · 4.125%
HK$38,510
baseline
▲ 0.50% · 4.625%
HK$40,540
+HK$2,030/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$77,020/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,773
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,855
−HK$1,099/mo
Today · 4.125%
HK$36,954
baseline
▲ 0.50% · 4.625%
HK$39,202
+HK$2,248/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$73,908/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,685
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,722
−HK$1,053/mo
Today · 4.125%
HK$40,775
baseline
▲ 0.50% · 4.625%
HK$42,924
+HK$2,149/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$81,550/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,162 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).