▼ 0.50% · 3.625%
HK$19,054
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$19,647
−HK$602/mo
Today · 4.125%
HK$20,249
baseline
▲ 0.50% · 4.625%
HK$21,481
+HK$1,232/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,498/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,198
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$21,766
−HK$577/mo
Today · 4.125%
HK$22,343
baseline
▲ 0.50% · 4.625%
HK$23,521
+HK$1,178/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,686/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,960
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$21,612
−HK$662/mo
Today · 4.125%
HK$22,274
baseline
▲ 0.50% · 4.625%
HK$23,629
+HK$1,355/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,548/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,318
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,943
−HK$634/mo
Today · 4.125%
HK$24,577
baseline
▲ 0.50% · 4.625%
HK$25,873
+HK$1,296/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,154/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,865
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,576
−HK$723/mo
Today · 4.125%
HK$24,299
baseline
▲ 0.50% · 4.625%
HK$25,778
+HK$1,479/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,598/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,437
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,120
−HK$692/mo
Today · 4.125%
HK$26,812
baseline
▲ 0.50% · 4.625%
HK$28,225
+HK$1,413/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,624/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,771
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$25,541
−HK$783/mo
Today · 4.125%
HK$26,324
baseline
▲ 0.50% · 4.625%
HK$27,926
+HK$1,602/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$52,648/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,557
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,296
−HK$750/mo
Today · 4.125%
HK$29,046
baseline
▲ 0.50% · 4.625%
HK$30,577
+HK$1,531/mo
Deposit HK$2.92M · loan HK$5.43M · min. income ≈ HK$58,092/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,676
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,506
−HK$843/mo
Today · 4.125%
HK$28,349
baseline
▲ 0.50% · 4.625%
HK$30,074
+HK$1,725/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,698/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,677
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,473
−HK$807/mo
Today · 4.125%
HK$31,280
baseline
▲ 0.50% · 4.625%
HK$32,929
+HK$1,649/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,560/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,582
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$29,471
−HK$903/mo
Today · 4.125%
HK$30,374
baseline
▲ 0.50% · 4.625%
HK$32,222
+HK$1,848/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,748/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,797
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,649
−HK$866/mo
Today · 4.125%
HK$33,515
baseline
▲ 0.50% · 4.625%
HK$35,281
+HK$1,766/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,030/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,487
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,435
−HK$964/mo
Today · 4.125%
HK$32,399
baseline
▲ 0.50% · 4.625%
HK$34,370
+HK$1,971/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,798/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,916
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$34,826
−HK$923/mo
Today · 4.125%
HK$35,749
baseline
▲ 0.50% · 4.625%
HK$37,633
+HK$1,884/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,498/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,392
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$33,400
−HK$1,024/mo
Today · 4.125%
HK$34,424
baseline
▲ 0.50% · 4.625%
HK$36,518
+HK$2,094/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$68,848/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,036
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,003
−HK$980/mo
Today · 4.125%
HK$37,983
baseline
▲ 0.50% · 4.625%
HK$39,985
+HK$2,002/mo
Deposit HK$1.25M · loan HK$7.10M · min. income ≈ HK$75,966/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,298
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,365
−HK$1,084/mo
Today · 4.125%
HK$36,449
baseline
▲ 0.50% · 4.625%
HK$38,666
+HK$2,217/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$72,898/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,156
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,179
−HK$1,038/mo
Today · 4.125%
HK$40,217
baseline
▲ 0.50% · 4.625%
HK$42,337
+HK$2,120/mo
Deposit HK$836K · loan HK$7.52M · min. income ≈ HK$80,434/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,687 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).