▼ 0.50% · 3.625%
HK$16,492
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,005
−HK$522/mo
Today · 4.125%
HK$17,527
baseline
▲ 0.50% · 4.625%
HK$18,593
+HK$1,066/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,054/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,348
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,840
−HK$499/mo
Today · 4.125%
HK$19,339
baseline
▲ 0.50% · 4.625%
HK$20,358
+HK$1,019/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,678/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,142
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,706
−HK$573/mo
Today · 4.125%
HK$19,279
baseline
▲ 0.50% · 4.625%
HK$20,452
+HK$1,173/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$38,558/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,182
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,724
−HK$549/mo
Today · 4.125%
HK$21,273
baseline
▲ 0.50% · 4.625%
HK$22,394
+HK$1,121/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$42,546/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,791
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,406
−HK$626/mo
Today · 4.125%
HK$21,032
baseline
▲ 0.50% · 4.625%
HK$22,312
+HK$1,280/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,064/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,017
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,608
−HK$599/mo
Today · 4.125%
HK$23,207
baseline
▲ 0.50% · 4.625%
HK$24,430
+HK$1,223/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,414/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,440
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,107
−HK$678/mo
Today · 4.125%
HK$22,785
baseline
▲ 0.50% · 4.625%
HK$24,171
+HK$1,386/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,570/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,852
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,492
−HK$648/mo
Today · 4.125%
HK$25,140
baseline
▲ 0.50% · 4.625%
HK$26,466
+HK$1,326/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,280/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,089
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,807
−HK$730/mo
Today · 4.125%
HK$24,537
baseline
▲ 0.50% · 4.625%
HK$26,030
+HK$1,493/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,074/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,687
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,375
−HK$699/mo
Today · 4.125%
HK$27,074
baseline
▲ 0.50% · 4.625%
HK$28,501
+HK$1,427/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,148/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,739
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,508
−HK$782/mo
Today · 4.125%
HK$26,290
baseline
▲ 0.50% · 4.625%
HK$27,889
+HK$1,599/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,580/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,521
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,259
−HK$749/mo
Today · 4.125%
HK$29,008
baseline
▲ 0.50% · 4.625%
HK$30,537
+HK$1,529/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$58,016/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,388
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,209
−HK$833/mo
Today · 4.125%
HK$28,042
baseline
▲ 0.50% · 4.625%
HK$29,749
+HK$1,707/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$56,084/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,356
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,143
−HK$799/mo
Today · 4.125%
HK$30,942
baseline
▲ 0.50% · 4.625%
HK$32,573
+HK$1,631/mo
Deposit HK$1.45M · loan HK$5.79M · min. income ≈ HK$61,884/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,037
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$28,909
−HK$886/mo
Today · 4.125%
HK$29,795
baseline
▲ 0.50% · 4.625%
HK$31,608
+HK$1,813/mo
Deposit HK$1.08M · loan HK$6.15M · min. income ≈ HK$59,590/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,191
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$32,027
−HK$849/mo
Today · 4.125%
HK$32,876
baseline
▲ 0.50% · 4.625%
HK$34,609
+HK$1,733/mo
Deposit HK$1.08M · loan HK$6.15M · min. income ≈ HK$65,752/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,686
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,610
−HK$938/mo
Today · 4.125%
HK$31,548
baseline
▲ 0.50% · 4.625%
HK$33,467
+HK$1,919/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$63,096/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,026
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,911
−HK$899/mo
Today · 4.125%
HK$34,810
baseline
▲ 0.50% · 4.625%
HK$36,645
+HK$1,835/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$69,620/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,981 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).