▼ 0.50% · 3.625%
HK$16,558
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,073
−HK$523/mo
Today · 4.125%
HK$17,596
baseline
▲ 0.50% · 4.625%
HK$18,667
+HK$1,071/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,192/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,420
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,914
−HK$502/mo
Today · 4.125%
HK$19,416
baseline
▲ 0.50% · 4.625%
HK$20,439
+HK$1,023/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,832/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,214
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,780
−HK$576/mo
Today · 4.125%
HK$19,356
baseline
▲ 0.50% · 4.625%
HK$20,533
+HK$1,177/mo
Deposit HK$3.27M · loan HK$3.99M · min. income ≈ HK$38,712/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,262
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,806
−HK$551/mo
Today · 4.125%
HK$21,357
baseline
▲ 0.50% · 4.625%
HK$22,483
+HK$1,126/mo
Deposit HK$3.27M · loan HK$3.99M · min. income ≈ HK$42,714/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,869
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,487
−HK$628/mo
Today · 4.125%
HK$21,115
baseline
▲ 0.50% · 4.625%
HK$22,400
+HK$1,285/mo
Deposit HK$2.90M · loan HK$4.36M · min. income ≈ HK$42,230/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,104
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,697
−HK$602/mo
Today · 4.125%
HK$23,299
baseline
▲ 0.50% · 4.625%
HK$24,527
+HK$1,228/mo
Deposit HK$2.90M · loan HK$4.36M · min. income ≈ HK$46,598/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,525
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,195
−HK$680/mo
Today · 4.125%
HK$22,875
baseline
▲ 0.50% · 4.625%
HK$24,267
+HK$1,392/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,750/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,946
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$24,589
−HK$651/mo
Today · 4.125%
HK$25,240
baseline
▲ 0.50% · 4.625%
HK$26,571
+HK$1,331/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,480/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,181
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,902
−HK$733/mo
Today · 4.125%
HK$24,635
baseline
▲ 0.50% · 4.625%
HK$26,134
+HK$1,499/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,270/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,789
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,480
−HK$702/mo
Today · 4.125%
HK$27,182
baseline
▲ 0.50% · 4.625%
HK$28,615
+HK$1,433/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,364/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,837
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,609
−HK$785/mo
Today · 4.125%
HK$26,394
baseline
▲ 0.50% · 4.625%
HK$28,000
+HK$1,606/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,788/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,631
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,372
−HK$751/mo
Today · 4.125%
HK$29,123
baseline
▲ 0.50% · 4.625%
HK$30,658
+HK$1,535/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,246/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,492
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,317
−HK$837/mo
Today · 4.125%
HK$28,154
baseline
▲ 0.50% · 4.625%
HK$29,867
+HK$1,713/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$56,308/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,473
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,263
−HK$802/mo
Today · 4.125%
HK$31,065
baseline
▲ 0.50% · 4.625%
HK$32,702
+HK$1,637/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$62,130/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,148
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,024
−HK$889/mo
Today · 4.125%
HK$29,913
baseline
▲ 0.50% · 4.625%
HK$31,734
+HK$1,821/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$59,826/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,315
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$32,154
−HK$852/mo
Today · 4.125%
HK$33,006
baseline
▲ 0.50% · 4.625%
HK$34,746
+HK$1,740/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$66,012/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,804
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,731
−HK$942/mo
Today · 4.125%
HK$31,673
baseline
▲ 0.50% · 4.625%
HK$33,600
+HK$1,927/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$63,346/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,157
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,046
−HK$902/mo
Today · 4.125%
HK$34,948
baseline
▲ 0.50% · 4.625%
HK$36,790
+HK$1,842/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$69,896/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,842 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).