▼ 0.50% · 3.625%
HK$19,085
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,679
−HK$603/mo
Today · 4.125%
HK$20,282
baseline
▲ 0.50% · 4.625%
HK$21,516
+HK$1,234/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,564/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,232
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,802
−HK$577/mo
Today · 4.125%
HK$22,379
baseline
▲ 0.50% · 4.625%
HK$23,559
+HK$1,180/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,758/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,994
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,647
−HK$663/mo
Today · 4.125%
HK$22,310
baseline
▲ 0.50% · 4.625%
HK$23,668
+HK$1,358/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$44,620/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,355
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,982
−HK$635/mo
Today · 4.125%
HK$24,617
baseline
▲ 0.50% · 4.625%
HK$25,915
+HK$1,298/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$49,234/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,902
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,615
−HK$724/mo
Today · 4.125%
HK$24,339
baseline
▲ 0.50% · 4.625%
HK$25,819
+HK$1,480/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,678/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,479
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,162
−HK$693/mo
Today · 4.125%
HK$26,855
baseline
▲ 0.50% · 4.625%
HK$28,271
+HK$1,416/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,710/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,811
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,583
−HK$784/mo
Today · 4.125%
HK$26,367
baseline
▲ 0.50% · 4.625%
HK$27,971
+HK$1,604/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,734/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,602
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,342
−HK$751/mo
Today · 4.125%
HK$29,093
baseline
▲ 0.50% · 4.625%
HK$30,627
+HK$1,534/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,186/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,719
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,551
−HK$844/mo
Today · 4.125%
HK$28,395
baseline
▲ 0.50% · 4.625%
HK$30,123
+HK$1,728/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,790/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,725
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,522
−HK$809/mo
Today · 4.125%
HK$31,331
baseline
▲ 0.50% · 4.625%
HK$32,983
+HK$1,652/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,662/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,628
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,518
−HK$905/mo
Today · 4.125%
HK$30,423
baseline
▲ 0.50% · 4.625%
HK$32,274
+HK$1,851/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,846/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,848
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,702
−HK$867/mo
Today · 4.125%
HK$33,569
baseline
▲ 0.50% · 4.625%
HK$35,338
+HK$1,769/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,138/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,536
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,486
−HK$965/mo
Today · 4.125%
HK$32,451
baseline
▲ 0.50% · 4.625%
HK$34,426
+HK$1,975/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$64,902/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,972
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,883
−HK$924/mo
Today · 4.125%
HK$35,807
baseline
▲ 0.50% · 4.625%
HK$37,694
+HK$1,887/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$71,614/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,445
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,454
−HK$1,026/mo
Today · 4.125%
HK$34,480
baseline
▲ 0.50% · 4.625%
HK$36,578
+HK$2,098/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$68,960/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,095
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,063
−HK$982/mo
Today · 4.125%
HK$38,045
baseline
▲ 0.50% · 4.625%
HK$40,050
+HK$2,005/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$76,090/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,354
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,422
−HK$1,086/mo
Today · 4.125%
HK$36,508
baseline
▲ 0.50% · 4.625%
HK$38,729
+HK$2,221/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$73,016/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,218
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,243
−HK$1,040/mo
Today · 4.125%
HK$40,283
baseline
▲ 0.50% · 4.625%
HK$42,406
+HK$2,123/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,566/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,095 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).