▼ 0.50% · 3.625%
HK$18,257
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,825
−HK$577/mo
Today · 4.125%
HK$19,402
baseline
▲ 0.50% · 4.625%
HK$20,583
+HK$1,181/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,804/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,311
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,856
−HK$552/mo
Today · 4.125%
HK$21,408
baseline
▲ 0.50% · 4.625%
HK$22,537
+HK$1,129/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,816/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,083
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,708
−HK$634/mo
Today · 4.125%
HK$21,342
baseline
▲ 0.50% · 4.625%
HK$22,641
+HK$1,299/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,684/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,342
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,941
−HK$608/mo
Today · 4.125%
HK$23,549
baseline
▲ 0.50% · 4.625%
HK$24,790
+HK$1,241/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,098/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,909
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,590
−HK$693/mo
Today · 4.125%
HK$23,283
baseline
▲ 0.50% · 4.625%
HK$24,699
+HK$1,416/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,566/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,373
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,027
−HK$663/mo
Today · 4.125%
HK$25,690
baseline
▲ 0.50% · 4.625%
HK$27,044
+HK$1,354/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,380/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,734
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,473
−HK$750/mo
Today · 4.125%
HK$25,223
baseline
▲ 0.50% · 4.625%
HK$26,757
+HK$1,534/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$50,446/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,404
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,112
−HK$719/mo
Today · 4.125%
HK$27,831
baseline
▲ 0.50% · 4.625%
HK$29,298
+HK$1,467/mo
Deposit HK$2.80M · loan HK$5.20M · min. income ≈ HK$55,662/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,560
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,355
−HK$808/mo
Today · 4.125%
HK$27,163
baseline
▲ 0.50% · 4.625%
HK$28,816
+HK$1,653/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,326/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,435
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,198
−HK$774/mo
Today · 4.125%
HK$29,972
baseline
▲ 0.50% · 4.625%
HK$31,551
+HK$1,579/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,944/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,386
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,238
−HK$865/mo
Today · 4.125%
HK$29,103
baseline
▲ 0.50% · 4.625%
HK$30,874
+HK$1,771/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$58,206/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,466
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,284
−HK$828/mo
Today · 4.125%
HK$32,112
baseline
▲ 0.50% · 4.625%
HK$33,805
+HK$1,693/mo
Deposit HK$2.00M · loan HK$6.00M · min. income ≈ HK$64,224/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,212
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,120
−HK$923/mo
Today · 4.125%
HK$31,043
baseline
▲ 0.50% · 4.625%
HK$32,932
+HK$1,889/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,086/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,498
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,369
−HK$884/mo
Today · 4.125%
HK$34,253
baseline
▲ 0.50% · 4.625%
HK$36,059
+HK$1,806/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,506/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,037
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,003
−HK$981/mo
Today · 4.125%
HK$32,984
baseline
▲ 0.50% · 4.625%
HK$34,991
+HK$2,007/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$65,968/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,529
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,455
−HK$939/mo
Today · 4.125%
HK$36,394
baseline
▲ 0.50% · 4.625%
HK$38,312
+HK$1,918/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,788/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,863
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,885
−HK$1,039/mo
Today · 4.125%
HK$34,924
baseline
▲ 0.50% · 4.625%
HK$37,049
+HK$2,125/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$69,848/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,560
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,540
−HK$995/mo
Today · 4.125%
HK$38,535
baseline
▲ 0.50% · 4.625%
HK$40,566
+HK$2,031/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$77,070/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,200 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).