▼ 0.50% · 3.625%
HK$16,225
−HK$1,017/mo
▼ 0.25% · 3.875%
HK$16,729
−HK$513/mo
Today · 4.125%
HK$17,242
baseline
▲ 0.50% · 4.625%
HK$18,291
+HK$1,049/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,484/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,050
−HK$975/mo
▼ 0.25% · 3.875%
HK$18,534
−HK$491/mo
Today · 4.125%
HK$19,025
baseline
▲ 0.50% · 4.625%
HK$20,028
+HK$1,003/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,050/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,847
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$18,402
−HK$564/mo
Today · 4.125%
HK$18,966
baseline
▲ 0.50% · 4.625%
HK$20,120
+HK$1,154/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$37,932/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,855
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,387
−HK$540/mo
Today · 4.125%
HK$20,927
baseline
▲ 0.50% · 4.625%
HK$22,031
+HK$1,104/mo
Deposit HK$3.20M · loan HK$3.91M · min. income ≈ HK$41,854/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,470
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,075
−HK$616/mo
Today · 4.125%
HK$20,691
baseline
▲ 0.50% · 4.625%
HK$21,949
+HK$1,258/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$41,382/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,660
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$22,241
−HK$589/mo
Today · 4.125%
HK$22,830
baseline
▲ 0.50% · 4.625%
HK$24,033
+HK$1,203/mo
Deposit HK$2.85M · loan HK$4.27M · min. income ≈ HK$45,660/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,092
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,748
−HK$667/mo
Today · 4.125%
HK$22,415
baseline
▲ 0.50% · 4.625%
HK$23,779
+HK$1,364/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$44,830/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,465
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,094
−HK$638/mo
Today · 4.125%
HK$24,732
baseline
▲ 0.50% · 4.625%
HK$26,036
+HK$1,304/mo
Deposit HK$2.49M · loan HK$4.62M · min. income ≈ HK$49,464/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,715
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,421
−HK$718/mo
Today · 4.125%
HK$24,139
baseline
▲ 0.50% · 4.625%
HK$25,608
+HK$1,469/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$48,278/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,270
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,947
−HK$688/mo
Today · 4.125%
HK$26,635
baseline
▲ 0.50% · 4.625%
HK$28,039
+HK$1,404/mo
Deposit HK$2.13M · loan HK$4.98M · min. income ≈ HK$53,270/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,337
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,094
−HK$769/mo
Today · 4.125%
HK$25,863
baseline
▲ 0.50% · 4.625%
HK$27,437
+HK$1,574/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$51,726/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,075
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,801
−HK$736/mo
Today · 4.125%
HK$28,537
baseline
▲ 0.50% · 4.625%
HK$30,042
+HK$1,505/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$57,074/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,959
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,767
−HK$820/mo
Today · 4.125%
HK$27,587
baseline
▲ 0.50% · 4.625%
HK$29,266
+HK$1,679/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$55,174/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,880
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,654
−HK$786/mo
Today · 4.125%
HK$30,440
baseline
▲ 0.50% · 4.625%
HK$32,044
+HK$1,604/mo
Deposit HK$1.42M · loan HK$5.69M · min. income ≈ HK$60,880/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,582
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,440
−HK$872/mo
Today · 4.125%
HK$29,312
baseline
▲ 0.50% · 4.625%
HK$31,095
+HK$1,783/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$58,624/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,685
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$31,508
−HK$834/mo
Today · 4.125%
HK$32,342
baseline
▲ 0.50% · 4.625%
HK$34,047
+HK$1,705/mo
Deposit HK$1.07M · loan HK$6.05M · min. income ≈ HK$64,684/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,204
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,113
−HK$923/mo
Today · 4.125%
HK$31,036
baseline
▲ 0.50% · 4.625%
HK$32,924
+HK$1,888/mo
Deposit HK$712K · loan HK$6.40M · min. income ≈ HK$62,072/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,490
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,361
−HK$884/mo
Today · 4.125%
HK$34,245
baseline
▲ 0.50% · 4.625%
HK$36,050
+HK$1,805/mo
Deposit HK$712K · loan HK$6.40M · min. income ≈ HK$68,490/mo (50% DSR)
Upfront cash ≈ HK$925K (deposit + AVD stamp duty HK$213,459 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).