▼ 0.50% · 3.625%
HK$16,782
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,304
−HK$531/mo
Today · 4.125%
HK$17,835
baseline
▲ 0.50% · 4.625%
HK$18,920
+HK$1,085/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,670/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,670
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,171
−HK$508/mo
Today · 4.125%
HK$19,679
baseline
▲ 0.50% · 4.625%
HK$20,716
+HK$1,037/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,358/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,460
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,035
−HK$583/mo
Today · 4.125%
HK$19,618
baseline
▲ 0.50% · 4.625%
HK$20,812
+HK$1,194/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$39,236/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,537
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,088
−HK$559/mo
Today · 4.125%
HK$21,647
baseline
▲ 0.50% · 4.625%
HK$22,788
+HK$1,141/mo
Deposit HK$3.31M · loan HK$4.05M · min. income ≈ HK$43,294/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,139
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,765
−HK$637/mo
Today · 4.125%
HK$21,402
baseline
▲ 0.50% · 4.625%
HK$22,704
+HK$1,302/mo
Deposit HK$2.94M · loan HK$4.42M · min. income ≈ HK$42,804/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,404
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,005
−HK$610/mo
Today · 4.125%
HK$23,615
baseline
▲ 0.50% · 4.625%
HK$24,859
+HK$1,244/mo
Deposit HK$2.94M · loan HK$4.42M · min. income ≈ HK$47,230/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,817
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,496
−HK$689/mo
Today · 4.125%
HK$23,185
baseline
▲ 0.50% · 4.625%
HK$24,596
+HK$1,411/mo
Deposit HK$2.58M · loan HK$4.78M · min. income ≈ HK$46,370/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,271
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,922
−HK$660/mo
Today · 4.125%
HK$25,582
baseline
▲ 0.50% · 4.625%
HK$26,931
+HK$1,349/mo
Deposit HK$2.58M · loan HK$4.78M · min. income ≈ HK$51,164/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,495
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,226
−HK$743/mo
Today · 4.125%
HK$24,969
baseline
▲ 0.50% · 4.625%
HK$26,488
+HK$1,519/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,938/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,138
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,839
−HK$711/mo
Today · 4.125%
HK$27,550
baseline
▲ 0.50% · 4.625%
HK$29,002
+HK$1,452/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,100/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,173
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$25,956
−HK$796/mo
Today · 4.125%
HK$26,752
baseline
▲ 0.50% · 4.625%
HK$28,380
+HK$1,628/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$53,504/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,005
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$28,756
−HK$762/mo
Today · 4.125%
HK$29,518
baseline
▲ 0.50% · 4.625%
HK$31,074
+HK$1,556/mo
Deposit HK$1.84M · loan HK$5.52M · min. income ≈ HK$59,036/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,852
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,687
−HK$848/mo
Today · 4.125%
HK$28,535
baseline
▲ 0.50% · 4.625%
HK$30,272
+HK$1,737/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$57,070/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,872
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,673
−HK$813/mo
Today · 4.125%
HK$31,486
baseline
▲ 0.50% · 4.625%
HK$33,146
+HK$1,660/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$62,972/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,530
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,417
−HK$902/mo
Today · 4.125%
HK$30,319
baseline
▲ 0.50% · 4.625%
HK$32,164
+HK$1,845/mo
Deposit HK$1.10M · loan HK$6.26M · min. income ≈ HK$60,638/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,739
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,590
−HK$864/mo
Today · 4.125%
HK$33,454
baseline
▲ 0.50% · 4.625%
HK$35,217
+HK$1,763/mo
Deposit HK$1.10M · loan HK$6.26M · min. income ≈ HK$66,908/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,208
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,148
−HK$954/mo
Today · 4.125%
HK$32,102
baseline
▲ 0.50% · 4.625%
HK$34,056
+HK$1,954/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$64,204/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,606
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,507
−HK$915/mo
Today · 4.125%
HK$35,422
baseline
▲ 0.50% · 4.625%
HK$37,289
+HK$1,867/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$70,844/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,795 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).