▼ 0.50% · 3.625%
HK$16,657
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,175
−HK$526/mo
Today · 4.125%
HK$17,701
baseline
▲ 0.50% · 4.625%
HK$18,778
+HK$1,077/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$35,402/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,530
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,027
−HK$505/mo
Today · 4.125%
HK$19,532
baseline
▲ 0.50% · 4.625%
HK$20,561
+HK$1,029/mo
Deposit HK$3.65M · loan HK$3.65M · min. income ≈ HK$39,064/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,322
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,892
−HK$579/mo
Today · 4.125%
HK$19,471
baseline
▲ 0.50% · 4.625%
HK$20,656
+HK$1,185/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$38,942/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,383
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,930
−HK$555/mo
Today · 4.125%
HK$21,485
baseline
▲ 0.50% · 4.625%
HK$22,617
+HK$1,132/mo
Deposit HK$3.29M · loan HK$4.02M · min. income ≈ HK$42,970/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,988
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,610
−HK$631/mo
Today · 4.125%
HK$21,241
baseline
▲ 0.50% · 4.625%
HK$22,534
+HK$1,293/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$42,482/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,236
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$22,833
−HK$605/mo
Today · 4.125%
HK$23,438
baseline
▲ 0.50% · 4.625%
HK$24,673
+HK$1,235/mo
Deposit HK$2.92M · loan HK$4.38M · min. income ≈ HK$46,876/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,654
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,327
−HK$685/mo
Today · 4.125%
HK$23,012
baseline
▲ 0.50% · 4.625%
HK$24,412
+HK$1,400/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$46,024/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,089
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,736
−HK$655/mo
Today · 4.125%
HK$25,391
baseline
▲ 0.50% · 4.625%
HK$26,729
+HK$1,338/mo
Deposit HK$2.56M · loan HK$4.75M · min. income ≈ HK$50,782/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,319
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$24,045
−HK$737/mo
Today · 4.125%
HK$24,782
baseline
▲ 0.50% · 4.625%
HK$26,290
+HK$1,508/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$49,564/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,943
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,638
−HK$706/mo
Today · 4.125%
HK$27,344
baseline
▲ 0.50% · 4.625%
HK$28,785
+HK$1,441/mo
Deposit HK$2.19M · loan HK$5.11M · min. income ≈ HK$54,688/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,985
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,762
−HK$790/mo
Today · 4.125%
HK$26,552
baseline
▲ 0.50% · 4.625%
HK$28,167
+HK$1,615/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$53,104/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,796
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,541
−HK$756/mo
Today · 4.125%
HK$29,297
baseline
▲ 0.50% · 4.625%
HK$30,842
+HK$1,545/mo
Deposit HK$1.83M · loan HK$5.48M · min. income ≈ HK$58,594/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,651
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,480
−HK$842/mo
Today · 4.125%
HK$28,322
baseline
▲ 0.50% · 4.625%
HK$30,045
+HK$1,723/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$56,644/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,649
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,444
−HK$806/mo
Today · 4.125%
HK$31,250
baseline
▲ 0.50% · 4.625%
HK$32,898
+HK$1,648/mo
Deposit HK$1.46M · loan HK$5.84M · min. income ≈ HK$62,500/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,316
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,197
−HK$895/mo
Today · 4.125%
HK$30,092
baseline
▲ 0.50% · 4.625%
HK$31,923
+HK$1,831/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$60,184/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,502
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,346
−HK$858/mo
Today · 4.125%
HK$33,204
baseline
▲ 0.50% · 4.625%
HK$34,954
+HK$1,750/mo
Deposit HK$1.10M · loan HK$6.21M · min. income ≈ HK$66,408/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,982
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,915
−HK$947/mo
Today · 4.125%
HK$31,862
baseline
▲ 0.50% · 4.625%
HK$33,801
+HK$1,939/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$63,724/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,355
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,249
−HK$908/mo
Today · 4.125%
HK$35,157
baseline
▲ 0.50% · 4.625%
HK$37,010
+HK$1,853/mo
Deposit HK$730K · loan HK$6.57M · min. income ≈ HK$70,314/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$219,142 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).