▼ 0.50% · 3.625%
HK$16,584
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,100
−HK$524/mo
Today · 4.125%
HK$17,624
baseline
▲ 0.50% · 4.625%
HK$18,696
+HK$1,072/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,248/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,449
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,944
−HK$502/mo
Today · 4.125%
HK$19,446
baseline
▲ 0.50% · 4.625%
HK$20,471
+HK$1,025/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,892/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,242
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,810
−HK$576/mo
Today · 4.125%
HK$19,386
baseline
▲ 0.50% · 4.625%
HK$20,566
+HK$1,180/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,772/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,294
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,839
−HK$552/mo
Today · 4.125%
HK$21,391
baseline
▲ 0.50% · 4.625%
HK$22,518
+HK$1,127/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,782/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,901
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,520
−HK$629/mo
Today · 4.125%
HK$21,149
baseline
▲ 0.50% · 4.625%
HK$22,436
+HK$1,287/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,298/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,139
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,733
−HK$602/mo
Today · 4.125%
HK$23,335
baseline
▲ 0.50% · 4.625%
HK$24,566
+HK$1,231/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,670/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,559
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,230
−HK$681/mo
Today · 4.125%
HK$22,911
baseline
▲ 0.50% · 4.625%
HK$24,305
+HK$1,394/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$45,822/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,984
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,628
−HK$652/mo
Today · 4.125%
HK$25,280
baseline
▲ 0.50% · 4.625%
HK$26,613
+HK$1,333/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$50,560/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,218
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,940
−HK$733/mo
Today · 4.125%
HK$24,673
baseline
▲ 0.50% · 4.625%
HK$26,175
+HK$1,502/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,346/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,829
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,522
−HK$703/mo
Today · 4.125%
HK$27,225
baseline
▲ 0.50% · 4.625%
HK$28,660
+HK$1,435/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,450/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,876
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,650
−HK$786/mo
Today · 4.125%
HK$26,436
baseline
▲ 0.50% · 4.625%
HK$28,044
+HK$1,608/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,872/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,674
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,416
−HK$753/mo
Today · 4.125%
HK$29,169
baseline
▲ 0.50% · 4.625%
HK$30,707
+HK$1,538/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,338/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,534
−HK$1,664/mo
▼ 0.25% · 3.875%
HK$27,360
−HK$838/mo
Today · 4.125%
HK$28,198
baseline
▲ 0.50% · 4.625%
HK$29,914
+HK$1,716/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$56,396/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,519
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,311
−HK$803/mo
Today · 4.125%
HK$31,114
baseline
▲ 0.50% · 4.625%
HK$32,754
+HK$1,640/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$62,228/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,193
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,070
−HK$891/mo
Today · 4.125%
HK$29,961
baseline
▲ 0.50% · 4.625%
HK$31,784
+HK$1,823/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$59,922/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,364
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,205
−HK$854/mo
Today · 4.125%
HK$33,059
baseline
▲ 0.50% · 4.625%
HK$34,801
+HK$1,742/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$66,118/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,851
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,780
−HK$943/mo
Today · 4.125%
HK$31,723
baseline
▲ 0.50% · 4.625%
HK$33,653
+HK$1,930/mo
Deposit HK$727K · loan HK$6.55M · min. income ≈ HK$63,446/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,209
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,100
−HK$903/mo
Today · 4.125%
HK$35,003
baseline
▲ 0.50% · 4.625%
HK$36,848
+HK$1,845/mo
Deposit HK$727K · loan HK$6.55M · min. income ≈ HK$70,006/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,186 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).