▼ 0.50% · 3.625%
HK$18,813
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,398
−HK$595/mo
Today · 4.125%
HK$19,993
baseline
▲ 0.50% · 4.625%
HK$21,209
+HK$1,216/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$39,986/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,929
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,490
−HK$570/mo
Today · 4.125%
HK$22,060
baseline
▲ 0.50% · 4.625%
HK$23,223
+HK$1,163/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,120/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,694
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,338
−HK$654/mo
Today · 4.125%
HK$21,992
baseline
▲ 0.50% · 4.625%
HK$23,330
+HK$1,338/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$43,984/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,022
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,640
−HK$626/mo
Today · 4.125%
HK$24,266
baseline
▲ 0.50% · 4.625%
HK$25,545
+HK$1,279/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$48,532/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,575
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,278
−HK$713/mo
Today · 4.125%
HK$23,991
baseline
▲ 0.50% · 4.625%
HK$25,451
+HK$1,460/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,982/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,115
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,789
−HK$683/mo
Today · 4.125%
HK$26,472
baseline
▲ 0.50% · 4.625%
HK$27,867
+HK$1,395/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,944/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,457
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,218
−HK$772/mo
Today · 4.125%
HK$25,990
baseline
▲ 0.50% · 4.625%
HK$27,572
+HK$1,582/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$51,980/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,208
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,938
−HK$740/mo
Today · 4.125%
HK$28,678
baseline
▲ 0.50% · 4.625%
HK$30,190
+HK$1,512/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$57,356/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,338
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,157
−HK$833/mo
Today · 4.125%
HK$27,990
baseline
▲ 0.50% · 4.625%
HK$29,693
+HK$1,703/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$55,980/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,301
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,087
−HK$797/mo
Today · 4.125%
HK$30,884
baseline
▲ 0.50% · 4.625%
HK$32,512
+HK$1,628/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,768/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,219
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,097
−HK$892/mo
Today · 4.125%
HK$29,989
baseline
▲ 0.50% · 4.625%
HK$31,814
+HK$1,825/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$59,978/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,394
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,236
−HK$854/mo
Today · 4.125%
HK$33,090
baseline
▲ 0.50% · 4.625%
HK$34,834
+HK$1,744/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,180/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,101
−HK$1,887/mo
▼ 0.25% · 3.875%
HK$31,037
−HK$951/mo
Today · 4.125%
HK$31,988
baseline
▲ 0.50% · 4.625%
HK$33,935
+HK$1,947/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$63,976/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,487
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,385
−HK$911/mo
Today · 4.125%
HK$35,296
baseline
▲ 0.50% · 4.625%
HK$37,156
+HK$1,860/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,592/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,982
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,977
−HK$1,010/mo
Today · 4.125%
HK$33,987
baseline
▲ 0.50% · 4.625%
HK$36,056
+HK$2,069/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$67,974/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,580
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,534
−HK$968/mo
Today · 4.125%
HK$37,502
baseline
▲ 0.50% · 4.625%
HK$39,479
+HK$1,977/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$75,004/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,863
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,917
−HK$1,070/mo
Today · 4.125%
HK$35,987
baseline
▲ 0.50% · 4.625%
HK$38,176
+HK$2,189/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$71,974/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,672
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,683
−HK$1,025/mo
Today · 4.125%
HK$39,708
baseline
▲ 0.50% · 4.625%
HK$41,801
+HK$2,093/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$79,416/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,511 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).