▼ 0.50% · 3.625%
HK$7,984
−HK$501/mo
▼ 0.25% · 3.875%
HK$8,233
−HK$252/mo
Today · 4.125%
HK$8,485
baseline
▲ 0.50% · 4.625%
HK$9,001
+HK$516/mo
Deposit HK$1.75M · loan HK$1.75M · min. income ≈ HK$16,970/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,882
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,121
−HK$241/mo
Today · 4.125%
HK$9,362
baseline
▲ 0.50% · 4.625%
HK$9,856
+HK$494/mo
Deposit HK$1.75M · loan HK$1.75M · min. income ≈ HK$18,724/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,783
−HK$550/mo
▼ 0.25% · 3.875%
HK$9,056
−HK$277/mo
Today · 4.125%
HK$9,333
baseline
▲ 0.50% · 4.625%
HK$9,901
+HK$568/mo
Deposit HK$1.58M · loan HK$1.93M · min. income ≈ HK$18,666/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,771
−HK$528/mo
▼ 0.25% · 3.875%
HK$10,033
−HK$266/mo
Today · 4.125%
HK$10,299
baseline
▲ 0.50% · 4.625%
HK$10,841
+HK$542/mo
Deposit HK$1.58M · loan HK$1.93M · min. income ≈ HK$20,598/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,581
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,879
−HK$303/mo
Today · 4.125%
HK$10,182
baseline
▲ 0.50% · 4.625%
HK$10,801
+HK$619/mo
Deposit HK$1.40M · loan HK$2.10M · min. income ≈ HK$20,364/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,659
−HK$576/mo
▼ 0.25% · 3.875%
HK$10,945
−HK$290/mo
Today · 4.125%
HK$11,235
baseline
▲ 0.50% · 4.625%
HK$11,827
+HK$592/mo
Deposit HK$1.40M · loan HK$2.10M · min. income ≈ HK$22,470/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,380
−HK$650/mo
▼ 0.25% · 3.875%
HK$10,702
−HK$328/mo
Today · 4.125%
HK$11,030
baseline
▲ 0.50% · 4.625%
HK$11,702
+HK$672/mo
Deposit HK$1.23M · loan HK$2.28M · min. income ≈ HK$22,060/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,547
−HK$624/mo
▼ 0.25% · 3.875%
HK$11,857
−HK$314/mo
Today · 4.125%
HK$12,171
baseline
▲ 0.50% · 4.625%
HK$12,813
+HK$642/mo
Deposit HK$1.23M · loan HK$2.28M · min. income ≈ HK$24,342/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,178
−HK$701/mo
▼ 0.25% · 3.875%
HK$11,526
−HK$353/mo
Today · 4.125%
HK$11,879
baseline
▲ 0.50% · 4.625%
HK$12,602
+HK$723/mo
Deposit HK$1.05M · loan HK$2.45M · min. income ≈ HK$23,758/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,435
−HK$672/mo
▼ 0.25% · 3.875%
HK$12,769
−HK$338/mo
Today · 4.125%
HK$13,107
baseline
▲ 0.50% · 4.625%
HK$13,798
+HK$691/mo
Deposit HK$1.05M · loan HK$2.45M · min. income ≈ HK$26,214/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,976
−HK$751/mo
▼ 0.25% · 3.875%
HK$12,349
−HK$378/mo
Today · 4.125%
HK$12,727
baseline
▲ 0.50% · 4.625%
HK$13,502
+HK$775/mo
Deposit HK$875K · loan HK$2.63M · min. income ≈ HK$25,454/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,324
−HK$719/mo
▼ 0.25% · 3.875%
HK$13,681
−HK$362/mo
Today · 4.125%
HK$14,043
baseline
▲ 0.50% · 4.625%
HK$14,784
+HK$741/mo
Deposit HK$875K · loan HK$2.63M · min. income ≈ HK$28,086/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,775
−HK$801/mo
▼ 0.25% · 3.875%
HK$13,172
−HK$404/mo
Today · 4.125%
HK$13,576
baseline
▲ 0.50% · 4.625%
HK$14,402
+HK$826/mo
Deposit HK$700K · loan HK$2.80M · min. income ≈ HK$27,152/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,212
−HK$768/mo
▼ 0.25% · 3.875%
HK$14,593
−HK$387/mo
Today · 4.125%
HK$14,980
baseline
▲ 0.50% · 4.625%
HK$15,769
+HK$789/mo
Deposit HK$700K · loan HK$2.80M · min. income ≈ HK$29,960/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,573
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,995
−HK$429/mo
Today · 4.125%
HK$14,424
baseline
▲ 0.50% · 4.625%
HK$15,302
+HK$878/mo
Deposit HK$525K · loan HK$2.98M · min. income ≈ HK$28,848/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,100
−HK$816/mo
▼ 0.25% · 3.875%
HK$15,505
−HK$411/mo
Today · 4.125%
HK$15,916
baseline
▲ 0.50% · 4.625%
HK$16,755
+HK$839/mo
Deposit HK$525K · loan HK$2.98M · min. income ≈ HK$31,832/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,372
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,819
−HK$454/mo
Today · 4.125%
HK$15,273
baseline
▲ 0.50% · 4.625%
HK$16,202
+HK$929/mo
Deposit HK$350K · loan HK$3.15M · min. income ≈ HK$30,546/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,988
−HK$864/mo
▼ 0.25% · 3.875%
HK$16,417
−HK$435/mo
Today · 4.125%
HK$16,852
baseline
▲ 0.50% · 4.625%
HK$17,740
+HK$888/mo
Deposit HK$350K · loan HK$3.15M · min. income ≈ HK$33,704/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).