▼ 0.50% · 3.625%
HK$21,471
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,139
−HK$679/mo
Today · 4.125%
HK$22,818
baseline
▲ 0.50% · 4.625%
HK$24,206
+HK$1,388/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$45,636/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,886
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,527
−HK$650/mo
Today · 4.125%
HK$25,177
baseline
▲ 0.50% · 4.625%
HK$26,504
+HK$1,327/mo
Deposit HK$4.71M · loan HK$4.71M · min. income ≈ HK$50,354/mo (50% DSR)
Upfront cash ≈ HK$5.02M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,618
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,353
−HK$746/mo
Today · 4.125%
HK$25,099
baseline
▲ 0.50% · 4.625%
HK$26,627
+HK$1,528/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$50,198/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,275
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,980
−HK$715/mo
Today · 4.125%
HK$27,695
baseline
▲ 0.50% · 4.625%
HK$29,155
+HK$1,460/mo
Deposit HK$4.24M · loan HK$5.18M · min. income ≈ HK$55,390/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,765
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,567
−HK$814/mo
Today · 4.125%
HK$27,381
baseline
▲ 0.50% · 4.625%
HK$29,047
+HK$1,666/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$54,762/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,664
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,433
−HK$779/mo
Today · 4.125%
HK$30,212
baseline
▲ 0.50% · 4.625%
HK$31,805
+HK$1,593/mo
Deposit HK$3.77M · loan HK$5.65M · min. income ≈ HK$60,424/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,913
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,781
−HK$882/mo
Today · 4.125%
HK$29,663
baseline
▲ 0.50% · 4.625%
HK$31,468
+HK$1,805/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$59,326/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,052
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,885
−HK$845/mo
Today · 4.125%
HK$32,730
baseline
▲ 0.50% · 4.625%
HK$34,455
+HK$1,725/mo
Deposit HK$3.30M · loan HK$6.12M · min. income ≈ HK$65,460/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,060
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$30,995
−HK$950/mo
Today · 4.125%
HK$31,945
baseline
▲ 0.50% · 4.625%
HK$33,888
+HK$1,943/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$63,890/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,441
−HK$1,807/mo
▼ 0.25% · 3.875%
HK$34,338
−HK$910/mo
Today · 4.125%
HK$35,248
baseline
▲ 0.50% · 4.625%
HK$37,106
+HK$1,858/mo
Deposit HK$2.82M · loan HK$6.59M · min. income ≈ HK$70,496/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,207
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$33,209
−HK$1,017/mo
Today · 4.125%
HK$34,226
baseline
▲ 0.50% · 4.625%
HK$36,309
+HK$2,083/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$68,452/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,830
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$36,791
−HK$975/mo
Today · 4.125%
HK$37,766
baseline
▲ 0.50% · 4.625%
HK$39,756
+HK$1,990/mo
Deposit HK$2.35M · loan HK$7.06M · min. income ≈ HK$75,532/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,354
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,423
−HK$1,085/mo
Today · 4.125%
HK$36,508
baseline
▲ 0.50% · 4.625%
HK$38,730
+HK$2,222/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$73,016/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,218
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,243
−HK$1,040/mo
Today · 4.125%
HK$40,283
baseline
▲ 0.50% · 4.625%
HK$42,407
+HK$2,124/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,566/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,501
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,636
−HK$1,154/mo
Today · 4.125%
HK$38,790
baseline
▲ 0.50% · 4.625%
HK$41,150
+HK$2,360/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,580/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,607
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,696
−HK$1,105/mo
Today · 4.125%
HK$42,801
baseline
▲ 0.50% · 4.625%
HK$45,057
+HK$2,256/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,602/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,648
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$39,850
−HK$1,222/mo
Today · 4.125%
HK$41,072
baseline
▲ 0.50% · 4.625%
HK$43,571
+HK$2,499/mo
Deposit HK$942K · loan HK$8.47M · min. income ≈ HK$82,144/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,996
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$44,149
−HK$1,170/mo
Today · 4.125%
HK$45,319
baseline
▲ 0.50% · 4.625%
HK$47,707
+HK$2,388/mo
Deposit HK$942K · loan HK$8.47M · min. income ≈ HK$90,638/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$311,614 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).