▼ 0.50% · 3.625%
HK$21,449
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$22,117
−HK$678/mo
Today · 4.125%
HK$22,795
baseline
▲ 0.50% · 4.625%
HK$24,182
+HK$1,387/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,590/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,862
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,502
−HK$650/mo
Today · 4.125%
HK$25,152
baseline
▲ 0.50% · 4.625%
HK$26,477
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,304/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,594
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,328
−HK$746/mo
Today · 4.125%
HK$25,074
baseline
▲ 0.50% · 4.625%
HK$26,600
+HK$1,526/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,148/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,249
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,953
−HK$714/mo
Today · 4.125%
HK$27,667
baseline
▲ 0.50% · 4.625%
HK$29,125
+HK$1,458/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,334/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,739
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,540
−HK$813/mo
Today · 4.125%
HK$27,353
baseline
▲ 0.50% · 4.625%
HK$29,018
+HK$1,665/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,706/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,635
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,403
−HK$779/mo
Today · 4.125%
HK$30,182
baseline
▲ 0.50% · 4.625%
HK$31,773
+HK$1,591/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,364/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,884
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,752
−HK$881/mo
Today · 4.125%
HK$29,633
baseline
▲ 0.50% · 4.625%
HK$31,436
+HK$1,803/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,266/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,021
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,853
−HK$844/mo
Today · 4.125%
HK$32,697
baseline
▲ 0.50% · 4.625%
HK$34,421
+HK$1,724/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,394/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,029
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,963
−HK$949/mo
Today · 4.125%
HK$31,912
baseline
▲ 0.50% · 4.625%
HK$33,854
+HK$1,942/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,824/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,407
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,303
−HK$909/mo
Today · 4.125%
HK$35,212
baseline
▲ 0.50% · 4.625%
HK$37,068
+HK$1,856/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,424/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,174
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$33,175
−HK$1,017/mo
Today · 4.125%
HK$34,192
baseline
▲ 0.50% · 4.625%
HK$36,272
+HK$2,080/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,384/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,794
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,753
−HK$974/mo
Today · 4.125%
HK$37,727
baseline
▲ 0.50% · 4.625%
HK$39,716
+HK$1,989/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,454/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,319
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,387
−HK$1,084/mo
Today · 4.125%
HK$36,471
baseline
▲ 0.50% · 4.625%
HK$38,690
+HK$2,219/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$72,942/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,180
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,204
−HK$1,038/mo
Today · 4.125%
HK$40,242
baseline
▲ 0.50% · 4.625%
HK$42,364
+HK$2,122/mo
Deposit HK$1.88M · loan HK$7.53M · min. income ≈ HK$80,484/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,464
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,598
−HK$1,153/mo
Today · 4.125%
HK$38,751
baseline
▲ 0.50% · 4.625%
HK$41,109
+HK$2,358/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$77,502/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,566
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,654
−HK$1,104/mo
Today · 4.125%
HK$42,758
baseline
▲ 0.50% · 4.625%
HK$45,011
+HK$2,253/mo
Deposit HK$1.41M · loan HK$8.00M · min. income ≈ HK$85,516/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,609
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,810
−HK$1,220/mo
Today · 4.125%
HK$41,030
baseline
▲ 0.50% · 4.625%
HK$43,527
+HK$2,497/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,060/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,952
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,104
−HK$1,169/mo
Today · 4.125%
HK$45,273
baseline
▲ 0.50% · 4.625%
HK$47,659
+HK$2,386/mo
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$90,546/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,662 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).