▼ 0.50% · 3.625%
HK$16,801
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,324
−HK$531/mo
Today · 4.125%
HK$17,855
baseline
▲ 0.50% · 4.625%
HK$18,942
+HK$1,087/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,710/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,691
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,193
−HK$508/mo
Today · 4.125%
HK$19,701
baseline
▲ 0.50% · 4.625%
HK$20,740
+HK$1,039/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,402/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,482
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,057
−HK$584/mo
Today · 4.125%
HK$19,641
baseline
▲ 0.50% · 4.625%
HK$20,836
+HK$1,195/mo
Deposit HK$3.32M · loan HK$4.05M · min. income ≈ HK$39,282/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,561
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,112
−HK$559/mo
Today · 4.125%
HK$21,671
baseline
▲ 0.50% · 4.625%
HK$22,814
+HK$1,143/mo
Deposit HK$3.32M · loan HK$4.05M · min. income ≈ HK$43,342/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,162
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,789
−HK$637/mo
Today · 4.125%
HK$21,426
baseline
▲ 0.50% · 4.625%
HK$22,730
+HK$1,304/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$42,852/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,430
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,031
−HK$611/mo
Today · 4.125%
HK$23,642
baseline
▲ 0.50% · 4.625%
HK$24,888
+HK$1,246/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$47,284/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,842
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,521
−HK$691/mo
Today · 4.125%
HK$23,212
baseline
▲ 0.50% · 4.625%
HK$24,624
+HK$1,412/mo
Deposit HK$2.58M · loan HK$4.79M · min. income ≈ HK$46,424/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,299
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,951
−HK$661/mo
Today · 4.125%
HK$25,612
baseline
▲ 0.50% · 4.625%
HK$26,962
+HK$1,350/mo
Deposit HK$2.58M · loan HK$4.79M · min. income ≈ HK$51,224/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,522
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,254
−HK$743/mo
Today · 4.125%
HK$24,997
baseline
▲ 0.50% · 4.625%
HK$26,518
+HK$1,521/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$49,994/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,168
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,870
−HK$712/mo
Today · 4.125%
HK$27,582
baseline
▲ 0.50% · 4.625%
HK$29,036
+HK$1,454/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$55,164/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,202
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,986
−HK$797/mo
Today · 4.125%
HK$26,783
baseline
▲ 0.50% · 4.625%
HK$28,412
+HK$1,629/mo
Deposit HK$1.84M · loan HK$5.53M · min. income ≈ HK$53,566/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,037
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,789
−HK$763/mo
Today · 4.125%
HK$29,552
baseline
▲ 0.50% · 4.625%
HK$31,110
+HK$1,558/mo
Deposit HK$1.84M · loan HK$5.53M · min. income ≈ HK$59,104/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,882
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,719
−HK$849/mo
Today · 4.125%
HK$28,568
baseline
▲ 0.50% · 4.625%
HK$30,306
+HK$1,738/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$57,136/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,906
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,708
−HK$814/mo
Today · 4.125%
HK$31,522
baseline
▲ 0.50% · 4.625%
HK$33,184
+HK$1,662/mo
Deposit HK$1.47M · loan HK$5.89M · min. income ≈ HK$63,044/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,563
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$29,451
−HK$903/mo
Today · 4.125%
HK$30,354
baseline
▲ 0.50% · 4.625%
HK$32,201
+HK$1,847/mo
Deposit HK$1.11M · loan HK$6.26M · min. income ≈ HK$60,708/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,776
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,628
−HK$864/mo
Today · 4.125%
HK$33,492
baseline
▲ 0.50% · 4.625%
HK$35,258
+HK$1,766/mo
Deposit HK$1.11M · loan HK$6.26M · min. income ≈ HK$66,984/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,243
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,183
−HK$956/mo
Today · 4.125%
HK$32,139
baseline
▲ 0.50% · 4.625%
HK$34,095
+HK$1,956/mo
Deposit HK$737K · loan HK$6.63M · min. income ≈ HK$64,278/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,645
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,547
−HK$915/mo
Today · 4.125%
HK$35,462
baseline
▲ 0.50% · 4.625%
HK$37,332
+HK$1,870/mo
Deposit HK$737K · loan HK$6.63M · min. income ≈ HK$70,924/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$221,048 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).