▼ 0.50% · 3.625%
HK$20,778
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,424
−HK$657/mo
Today · 4.125%
HK$22,081
baseline
▲ 0.50% · 4.625%
HK$23,425
+HK$1,344/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,162/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,115
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,735
−HK$629/mo
Today · 4.125%
HK$24,364
baseline
▲ 0.50% · 4.625%
HK$25,648
+HK$1,284/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,728/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,856
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,567
−HK$722/mo
Today · 4.125%
HK$24,289
baseline
▲ 0.50% · 4.625%
HK$25,767
+HK$1,478/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,578/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,427
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,109
−HK$692/mo
Today · 4.125%
HK$26,801
baseline
▲ 0.50% · 4.625%
HK$28,213
+HK$1,412/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,602/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,934
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,709
−HK$788/mo
Today · 4.125%
HK$26,497
baseline
▲ 0.50% · 4.625%
HK$28,109
+HK$1,612/mo
Deposit HK$3.64M · loan HK$5.47M · min. income ≈ HK$52,994/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,738
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,482
−HK$755/mo
Today · 4.125%
HK$29,237
baseline
▲ 0.50% · 4.625%
HK$30,778
+HK$1,541/mo
Deposit HK$3.64M · loan HK$5.47M · min. income ≈ HK$58,474/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,011
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,852
−HK$853/mo
Today · 4.125%
HK$28,705
baseline
▲ 0.50% · 4.625%
HK$30,452
+HK$1,747/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,410/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,050
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,856
−HK$817/mo
Today · 4.125%
HK$31,673
baseline
▲ 0.50% · 4.625%
HK$33,343
+HK$1,670/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,346/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,089
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,994
−HK$919/mo
Today · 4.125%
HK$30,913
baseline
▲ 0.50% · 4.625%
HK$32,794
+HK$1,881/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$61,826/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,361
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,229
−HK$881/mo
Today · 4.125%
HK$34,110
baseline
▲ 0.50% · 4.625%
HK$35,908
+HK$1,798/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$68,220/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,167
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,136
−HK$985/mo
Today · 4.125%
HK$33,121
baseline
▲ 0.50% · 4.625%
HK$35,137
+HK$2,016/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,242/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,673
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,603
−HK$943/mo
Today · 4.125%
HK$36,546
baseline
▲ 0.50% · 4.625%
HK$38,473
+HK$1,927/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,092/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,245
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,279
−HK$1,051/mo
Today · 4.125%
HK$35,330
baseline
▲ 0.50% · 4.625%
HK$37,479
+HK$2,149/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$70,660/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,985
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,976
−HK$1,007/mo
Today · 4.125%
HK$38,983
baseline
▲ 0.50% · 4.625%
HK$41,038
+HK$2,055/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$77,966/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,323
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,421
−HK$1,117/mo
Today · 4.125%
HK$37,538
baseline
▲ 0.50% · 4.625%
HK$39,822
+HK$2,284/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$75,076/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,296
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,350
−HK$1,069/mo
Today · 4.125%
HK$41,419
baseline
▲ 0.50% · 4.625%
HK$43,602
+HK$2,183/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$82,838/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,400
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,564
−HK$1,182/mo
Today · 4.125%
HK$39,746
baseline
▲ 0.50% · 4.625%
HK$42,164
+HK$2,418/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,492/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,608
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,723
−HK$1,133/mo
Today · 4.125%
HK$43,856
baseline
▲ 0.50% · 4.625%
HK$46,167
+HK$2,311/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$87,712/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,214 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).