▼ 0.50% · 3.625%
HK$20,777
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,423
−HK$656/mo
Today · 4.125%
HK$22,079
baseline
▲ 0.50% · 4.625%
HK$23,423
+HK$1,344/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,158/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,114
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,734
−HK$628/mo
Today · 4.125%
HK$24,362
baseline
▲ 0.50% · 4.625%
HK$25,647
+HK$1,285/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,724/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,854
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,565
−HK$722/mo
Today · 4.125%
HK$24,287
baseline
▲ 0.50% · 4.625%
HK$25,765
+HK$1,478/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,574/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,425
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,107
−HK$692/mo
Today · 4.125%
HK$26,799
baseline
▲ 0.50% · 4.625%
HK$28,211
+HK$1,412/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,598/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,932
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,707
−HK$788/mo
Today · 4.125%
HK$26,495
baseline
▲ 0.50% · 4.625%
HK$28,107
+HK$1,612/mo
Deposit HK$3.64M · loan HK$5.47M · min. income ≈ HK$52,990/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,736
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,480
−HK$755/mo
Today · 4.125%
HK$29,235
baseline
▲ 0.50% · 4.625%
HK$30,776
+HK$1,541/mo
Deposit HK$3.64M · loan HK$5.47M · min. income ≈ HK$58,470/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,009
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,850
−HK$853/mo
Today · 4.125%
HK$28,703
baseline
▲ 0.50% · 4.625%
HK$30,450
+HK$1,747/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,406/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,048
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,854
−HK$817/mo
Today · 4.125%
HK$31,671
baseline
▲ 0.50% · 4.625%
HK$33,341
+HK$1,670/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,342/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,087
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,992
−HK$919/mo
Today · 4.125%
HK$30,911
baseline
▲ 0.50% · 4.625%
HK$32,792
+HK$1,881/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$61,822/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,359
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,227
−HK$880/mo
Today · 4.125%
HK$34,107
baseline
▲ 0.50% · 4.625%
HK$35,905
+HK$1,798/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$68,214/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,165
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,134
−HK$985/mo
Today · 4.125%
HK$33,119
baseline
▲ 0.50% · 4.625%
HK$35,134
+HK$2,015/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,238/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,670
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,600
−HK$944/mo
Today · 4.125%
HK$36,544
baseline
▲ 0.50% · 4.625%
HK$38,470
+HK$1,926/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,088/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,242
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,276
−HK$1,051/mo
Today · 4.125%
HK$35,327
baseline
▲ 0.50% · 4.625%
HK$37,477
+HK$2,150/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$70,654/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,982
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,974
−HK$1,006/mo
Today · 4.125%
HK$38,980
baseline
▲ 0.50% · 4.625%
HK$41,035
+HK$2,055/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$77,960/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,320
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,419
−HK$1,116/mo
Today · 4.125%
HK$37,535
baseline
▲ 0.50% · 4.625%
HK$39,819
+HK$2,284/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$75,070/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,293
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,347
−HK$1,069/mo
Today · 4.125%
HK$41,416
baseline
▲ 0.50% · 4.625%
HK$43,599
+HK$2,183/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,832/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,398
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,561
−HK$1,182/mo
Today · 4.125%
HK$39,743
baseline
▲ 0.50% · 4.625%
HK$42,161
+HK$2,418/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,486/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,605
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,720
−HK$1,132/mo
Today · 4.125%
HK$43,852
baseline
▲ 0.50% · 4.625%
HK$46,164
+HK$2,312/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$87,704/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,148 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).