▼ 0.50% · 3.625%
HK$18,478
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,053
−HK$584/mo
Today · 4.125%
HK$19,637
baseline
▲ 0.50% · 4.625%
HK$20,831
+HK$1,194/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$39,274/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,556
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,108
−HK$559/mo
Today · 4.125%
HK$21,667
baseline
▲ 0.50% · 4.625%
HK$22,809
+HK$1,142/mo
Deposit HK$4.05M · loan HK$4.05M · min. income ≈ HK$43,334/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,326
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$20,958
−HK$642/mo
Today · 4.125%
HK$21,600
baseline
▲ 0.50% · 4.625%
HK$22,914
+HK$1,314/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,200/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,612
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,218
−HK$616/mo
Today · 4.125%
HK$23,834
baseline
▲ 0.50% · 4.625%
HK$25,090
+HK$1,256/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,668/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,173
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,863
−HK$701/mo
Today · 4.125%
HK$23,564
baseline
▲ 0.50% · 4.625%
HK$24,998
+HK$1,434/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$47,128/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,668
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$25,329
−HK$671/mo
Today · 4.125%
HK$26,000
baseline
▲ 0.50% · 4.625%
HK$27,371
+HK$1,371/mo
Deposit HK$3.24M · loan HK$4.86M · min. income ≈ HK$52,000/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,021
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,768
−HK$759/mo
Today · 4.125%
HK$25,527
baseline
▲ 0.50% · 4.625%
HK$27,081
+HK$1,554/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,054/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,723
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$27,440
−HK$727/mo
Today · 4.125%
HK$28,167
baseline
▲ 0.50% · 4.625%
HK$29,652
+HK$1,485/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,334/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,869
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,674
−HK$817/mo
Today · 4.125%
HK$27,491
baseline
▲ 0.50% · 4.625%
HK$29,164
+HK$1,673/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$54,982/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,779
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,551
−HK$783/mo
Today · 4.125%
HK$30,334
baseline
▲ 0.50% · 4.625%
HK$31,933
+HK$1,599/mo
Deposit HK$2.43M · loan HK$5.67M · min. income ≈ HK$60,668/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,717
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,579
−HK$876/mo
Today · 4.125%
HK$29,455
baseline
▲ 0.50% · 4.625%
HK$31,247
+HK$1,792/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,910/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,835
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,661
−HK$839/mo
Today · 4.125%
HK$32,500
baseline
▲ 0.50% · 4.625%
HK$34,214
+HK$1,714/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$65,000/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,564
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,484
−HK$934/mo
Today · 4.125%
HK$31,418
baseline
▲ 0.50% · 4.625%
HK$33,330
+HK$1,912/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$62,836/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,890
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,772
−HK$895/mo
Today · 4.125%
HK$34,667
baseline
▲ 0.50% · 4.625%
HK$36,494
+HK$1,827/mo
Deposit HK$1.62M · loan HK$6.48M · min. income ≈ HK$69,334/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,412
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$32,389
−HK$993/mo
Today · 4.125%
HK$33,382
baseline
▲ 0.50% · 4.625%
HK$35,413
+HK$2,031/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,764/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,946
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$35,883
−HK$951/mo
Today · 4.125%
HK$36,834
baseline
▲ 0.50% · 4.625%
HK$38,775
+HK$1,941/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,668/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,260
−HK$2,086/mo
▼ 0.25% · 3.875%
HK$34,295
−HK$1,051/mo
Today · 4.125%
HK$35,346
baseline
▲ 0.50% · 4.625%
HK$37,496
+HK$2,150/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$70,692/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,001
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$37,994
−HK$1,007/mo
Today · 4.125%
HK$39,001
baseline
▲ 0.50% · 4.625%
HK$41,056
+HK$2,055/mo
Deposit HK$810K · loan HK$7.29M · min. income ≈ HK$78,002/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,102 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).