▼ 0.50% · 3.625%
HK$18,546
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,123
−HK$586/mo
Today · 4.125%
HK$19,709
baseline
▲ 0.50% · 4.625%
HK$20,909
+HK$1,200/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,418/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,633
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,186
−HK$561/mo
Today · 4.125%
HK$21,747
baseline
▲ 0.50% · 4.625%
HK$22,894
+HK$1,147/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,494/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,401
−HK$1,279/mo
▼ 0.25% · 3.875%
HK$21,035
−HK$645/mo
Today · 4.125%
HK$21,680
baseline
▲ 0.50% · 4.625%
HK$22,999
+HK$1,319/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$43,360/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,696
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$23,304
−HK$618/mo
Today · 4.125%
HK$23,922
baseline
▲ 0.50% · 4.625%
HK$25,183
+HK$1,261/mo
Deposit HK$3.66M · loan HK$4.47M · min. income ≈ HK$47,844/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,256
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,948
−HK$703/mo
Today · 4.125%
HK$23,651
baseline
▲ 0.50% · 4.625%
HK$25,090
+HK$1,439/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$47,302/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,759
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,423
−HK$674/mo
Today · 4.125%
HK$26,097
baseline
▲ 0.50% · 4.625%
HK$27,472
+HK$1,375/mo
Deposit HK$3.25M · loan HK$4.88M · min. income ≈ HK$52,194/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,110
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,860
−HK$762/mo
Today · 4.125%
HK$25,622
baseline
▲ 0.50% · 4.625%
HK$27,181
+HK$1,559/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,244/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,822
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$27,542
−HK$729/mo
Today · 4.125%
HK$28,271
baseline
▲ 0.50% · 4.625%
HK$29,762
+HK$1,491/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,542/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,965
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,772
−HK$821/mo
Today · 4.125%
HK$27,593
baseline
▲ 0.50% · 4.625%
HK$29,272
+HK$1,679/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$55,186/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,886
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,660
−HK$786/mo
Today · 4.125%
HK$30,446
baseline
▲ 0.50% · 4.625%
HK$32,051
+HK$1,605/mo
Deposit HK$2.44M · loan HK$5.69M · min. income ≈ HK$60,892/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,819
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,685
−HK$879/mo
Today · 4.125%
HK$29,564
baseline
▲ 0.50% · 4.625%
HK$31,363
+HK$1,799/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,128/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,949
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,779
−HK$842/mo
Today · 4.125%
HK$32,621
baseline
▲ 0.50% · 4.625%
HK$34,340
+HK$1,719/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,242/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,674
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,597
−HK$938/mo
Today · 4.125%
HK$31,535
baseline
▲ 0.50% · 4.625%
HK$33,454
+HK$1,919/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,070/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,012
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,897
−HK$899/mo
Today · 4.125%
HK$34,796
baseline
▲ 0.50% · 4.625%
HK$36,630
+HK$1,834/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,592/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,529
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,509
−HK$997/mo
Today · 4.125%
HK$33,506
baseline
▲ 0.50% · 4.625%
HK$35,545
+HK$2,039/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$67,012/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,075
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,016
−HK$954/mo
Today · 4.125%
HK$36,970
baseline
▲ 0.50% · 4.625%
HK$38,919
+HK$1,949/mo
Deposit HK$1.22M · loan HK$6.91M · min. income ≈ HK$73,940/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,383
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,422
−HK$1,055/mo
Today · 4.125%
HK$35,477
baseline
▲ 0.50% · 4.625%
HK$37,635
+HK$2,158/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$70,954/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,139
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,135
−HK$1,010/mo
Today · 4.125%
HK$39,145
baseline
▲ 0.50% · 4.625%
HK$41,208
+HK$2,063/mo
Deposit HK$813K · loan HK$7.32M · min. income ≈ HK$78,290/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,003 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).