▼ 0.50% · 3.625%
HK$20,662
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,304
−HK$653/mo
Today · 4.125%
HK$21,957
baseline
▲ 0.50% · 4.625%
HK$23,294
+HK$1,337/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,914/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,986
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,603
−HK$625/mo
Today · 4.125%
HK$24,228
baseline
▲ 0.50% · 4.625%
HK$25,505
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,456/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,728
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,435
−HK$718/mo
Today · 4.125%
HK$24,153
baseline
▲ 0.50% · 4.625%
HK$25,623
+HK$1,470/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,306/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,285
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,963
−HK$688/mo
Today · 4.125%
HK$26,651
baseline
▲ 0.50% · 4.625%
HK$28,055
+HK$1,404/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,302/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,794
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,565
−HK$784/mo
Today · 4.125%
HK$26,349
baseline
▲ 0.50% · 4.625%
HK$27,952
+HK$1,603/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$52,698/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,583
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,323
−HK$750/mo
Today · 4.125%
HK$29,073
baseline
▲ 0.50% · 4.625%
HK$30,606
+HK$1,533/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$58,146/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,860
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,696
−HK$849/mo
Today · 4.125%
HK$28,545
baseline
▲ 0.50% · 4.625%
HK$30,282
+HK$1,737/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,090/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,882
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,683
−HK$813/mo
Today · 4.125%
HK$31,496
baseline
▲ 0.50% · 4.625%
HK$33,156
+HK$1,660/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,992/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,927
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,826
−HK$914/mo
Today · 4.125%
HK$30,740
baseline
▲ 0.50% · 4.625%
HK$32,611
+HK$1,871/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,480/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,180
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,044
−HK$875/mo
Today · 4.125%
HK$33,919
baseline
▲ 0.50% · 4.625%
HK$35,707
+HK$1,788/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,838/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,993
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,957
−HK$979/mo
Today · 4.125%
HK$32,936
baseline
▲ 0.50% · 4.625%
HK$34,940
+HK$2,004/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,872/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,479
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,404
−HK$938/mo
Today · 4.125%
HK$36,342
baseline
▲ 0.50% · 4.625%
HK$38,257
+HK$1,915/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,684/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,059
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,087
−HK$1,045/mo
Today · 4.125%
HK$35,132
baseline
▲ 0.50% · 4.625%
HK$37,270
+HK$2,138/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,264/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,778
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,764
−HK$1,001/mo
Today · 4.125%
HK$38,765
baseline
▲ 0.50% · 4.625%
HK$40,808
+HK$2,043/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,530/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,125
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,218
−HK$1,110/mo
Today · 4.125%
HK$37,328
baseline
▲ 0.50% · 4.625%
HK$39,599
+HK$2,271/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,656/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,076
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,124
−HK$1,063/mo
Today · 4.125%
HK$41,187
baseline
▲ 0.50% · 4.625%
HK$43,358
+HK$2,171/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,374/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,191
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,348
−HK$1,175/mo
Today · 4.125%
HK$39,523
baseline
▲ 0.50% · 4.625%
HK$41,928
+HK$2,405/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$79,046/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,375
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,485
−HK$1,125/mo
Today · 4.125%
HK$43,610
baseline
▲ 0.50% · 4.625%
HK$45,909
+HK$2,299/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$87,220/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,118 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).