▼ 0.50% · 3.625%
HK$17,109
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,641
−HK$541/mo
Today · 4.125%
HK$18,182
baseline
▲ 0.50% · 4.625%
HK$19,288
+HK$1,106/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,364/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,033
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,544
−HK$518/mo
Today · 4.125%
HK$20,062
baseline
▲ 0.50% · 4.625%
HK$21,119
+HK$1,057/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,124/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,820
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,405
−HK$595/mo
Today · 4.125%
HK$20,000
baseline
▲ 0.50% · 4.625%
HK$21,217
+HK$1,217/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,000/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,937
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,498
−HK$570/mo
Today · 4.125%
HK$22,068
baseline
▲ 0.50% · 4.625%
HK$23,231
+HK$1,163/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,136/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,531
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,169
−HK$649/mo
Today · 4.125%
HK$21,818
baseline
▲ 0.50% · 4.625%
HK$23,146
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,636/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,840
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,453
−HK$621/mo
Today · 4.125%
HK$24,074
baseline
▲ 0.50% · 4.625%
HK$25,343
+HK$1,269/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,148/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,241
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,933
−HK$703/mo
Today · 4.125%
HK$23,636
baseline
▲ 0.50% · 4.625%
HK$25,074
+HK$1,438/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,272/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,743
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,407
−HK$673/mo
Today · 4.125%
HK$26,080
baseline
▲ 0.50% · 4.625%
HK$27,455
+HK$1,375/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,160/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,952
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,697
−HK$757/mo
Today · 4.125%
HK$25,454
baseline
▲ 0.50% · 4.625%
HK$27,003
+HK$1,549/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,908/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,647
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,361
−HK$725/mo
Today · 4.125%
HK$28,086
baseline
▲ 0.50% · 4.625%
HK$29,567
+HK$1,481/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,172/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,663
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,461
−HK$812/mo
Today · 4.125%
HK$27,273
baseline
▲ 0.50% · 4.625%
HK$28,932
+HK$1,659/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,546/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,550
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,316
−HK$777/mo
Today · 4.125%
HK$30,093
baseline
▲ 0.50% · 4.625%
HK$31,679
+HK$1,586/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,186/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,374
−HK$1,717/mo
▼ 0.25% · 3.875%
HK$28,226
−HK$865/mo
Today · 4.125%
HK$29,091
baseline
▲ 0.50% · 4.625%
HK$30,861
+HK$1,770/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,182/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,453
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,270
−HK$829/mo
Today · 4.125%
HK$32,099
baseline
▲ 0.50% · 4.625%
HK$33,791
+HK$1,692/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,198/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,085
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,990
−HK$919/mo
Today · 4.125%
HK$30,909
baseline
▲ 0.50% · 4.625%
HK$32,790
+HK$1,881/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,818/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,357
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,225
−HK$880/mo
Today · 4.125%
HK$34,105
baseline
▲ 0.50% · 4.625%
HK$35,903
+HK$1,798/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,210/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,796
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,754
−HK$973/mo
Today · 4.125%
HK$32,727
baseline
▲ 0.50% · 4.625%
HK$34,718
+HK$1,991/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,454/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,260
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,179
−HK$932/mo
Today · 4.125%
HK$36,111
baseline
▲ 0.50% · 4.625%
HK$38,015
+HK$1,904/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,222/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$225,091 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).