▼ 0.50% · 3.625%
HK$17,340
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,879
−HK$548/mo
Today · 4.125%
HK$18,427
baseline
▲ 0.50% · 4.625%
HK$19,549
+HK$1,122/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,854/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,291
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,808
−HK$525/mo
Today · 4.125%
HK$20,333
baseline
▲ 0.50% · 4.625%
HK$21,405
+HK$1,072/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,666/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,074
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,667
−HK$603/mo
Today · 4.125%
HK$20,270
baseline
▲ 0.50% · 4.625%
HK$21,504
+HK$1,234/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,540/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,220
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,789
−HK$577/mo
Today · 4.125%
HK$22,366
baseline
▲ 0.50% · 4.625%
HK$23,545
+HK$1,179/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,732/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,808
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,455
−HK$658/mo
Today · 4.125%
HK$22,113
baseline
▲ 0.50% · 4.625%
HK$23,458
+HK$1,345/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,226/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,149
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,770
−HK$629/mo
Today · 4.125%
HK$24,399
baseline
▲ 0.50% · 4.625%
HK$25,685
+HK$1,286/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,798/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,542
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,243
−HK$713/mo
Today · 4.125%
HK$23,956
baseline
▲ 0.50% · 4.625%
HK$25,413
+HK$1,457/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,912/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,078
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,750
−HK$683/mo
Today · 4.125%
HK$26,433
baseline
▲ 0.50% · 4.625%
HK$27,826
+HK$1,393/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,866/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,276
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,031
−HK$767/mo
Today · 4.125%
HK$25,798
baseline
▲ 0.50% · 4.625%
HK$27,368
+HK$1,570/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,596/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,007
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,731
−HK$735/mo
Today · 4.125%
HK$28,466
baseline
▲ 0.50% · 4.625%
HK$29,966
+HK$1,500/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,932/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,010
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,819
−HK$822/mo
Today · 4.125%
HK$27,641
baseline
▲ 0.50% · 4.625%
HK$29,323
+HK$1,682/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,282/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,936
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,712
−HK$787/mo
Today · 4.125%
HK$30,499
baseline
▲ 0.50% · 4.625%
HK$32,107
+HK$1,608/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$60,998/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,744
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$28,607
−HK$877/mo
Today · 4.125%
HK$29,484
baseline
▲ 0.50% · 4.625%
HK$31,278
+HK$1,794/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,968/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,865
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,693
−HK$839/mo
Today · 4.125%
HK$32,532
baseline
▲ 0.50% · 4.625%
HK$34,247
+HK$1,715/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$65,064/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,478
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,395
−HK$932/mo
Today · 4.125%
HK$31,327
baseline
▲ 0.50% · 4.625%
HK$33,233
+HK$1,906/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$62,654/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,794
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,674
−HK$892/mo
Today · 4.125%
HK$34,566
baseline
▲ 0.50% · 4.625%
HK$36,388
+HK$1,822/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$69,132/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,212
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,183
−HK$986/mo
Today · 4.125%
HK$33,169
baseline
▲ 0.50% · 4.625%
HK$35,188
+HK$2,019/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,338/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,723
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,654
−HK$945/mo
Today · 4.125%
HK$36,599
baseline
▲ 0.50% · 4.625%
HK$38,528
+HK$1,929/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$73,198/mo (50% DSR)
Upfront cash ≈ HK$989K (deposit + AVD stamp duty HK$228,133 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).