▼ 0.50% · 3.625%
HK$14,444
−HK$905/mo
▼ 0.25% · 3.875%
HK$14,893
−HK$456/mo
Today · 4.125%
HK$15,349
baseline
▲ 0.50% · 4.625%
HK$16,283
+HK$934/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$30,698/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,068
−HK$869/mo
▼ 0.25% · 3.875%
HK$16,499
−HK$438/mo
Today · 4.125%
HK$16,937
baseline
▲ 0.50% · 4.625%
HK$17,829
+HK$892/mo
Deposit HK$3.17M · loan HK$3.17M · min. income ≈ HK$33,874/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,888
−HK$996/mo
▼ 0.25% · 3.875%
HK$16,382
−HK$502/mo
Today · 4.125%
HK$16,884
baseline
▲ 0.50% · 4.625%
HK$17,912
+HK$1,028/mo
Deposit HK$2.85M · loan HK$3.48M · min. income ≈ HK$33,768/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,675
−HK$955/mo
▼ 0.25% · 3.875%
HK$18,149
−HK$481/mo
Today · 4.125%
HK$18,630
baseline
▲ 0.50% · 4.625%
HK$19,612
+HK$982/mo
Deposit HK$2.85M · loan HK$3.48M · min. income ≈ HK$37,260/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,332
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,872
−HK$547/mo
Today · 4.125%
HK$18,419
baseline
▲ 0.50% · 4.625%
HK$19,540
+HK$1,121/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$36,838/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,282
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,799
−HK$525/mo
Today · 4.125%
HK$20,324
baseline
▲ 0.50% · 4.625%
HK$21,395
+HK$1,071/mo
Deposit HK$2.53M · loan HK$3.80M · min. income ≈ HK$40,648/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,777
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,361
−HK$593/mo
Today · 4.125%
HK$19,954
baseline
▲ 0.50% · 4.625%
HK$21,168
+HK$1,214/mo
Deposit HK$2.22M · loan HK$4.12M · min. income ≈ HK$39,908/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,889
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,449
−HK$569/mo
Today · 4.125%
HK$22,018
baseline
▲ 0.50% · 4.625%
HK$23,178
+HK$1,160/mo
Deposit HK$2.22M · loan HK$4.12M · min. income ≈ HK$44,036/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,221
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,850
−HK$639/mo
Today · 4.125%
HK$21,489
baseline
▲ 0.50% · 4.625%
HK$22,797
+HK$1,308/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$42,978/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,496
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,099
−HK$612/mo
Today · 4.125%
HK$23,711
baseline
▲ 0.50% · 4.625%
HK$24,961
+HK$1,250/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$47,422/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,666
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,339
−HK$685/mo
Today · 4.125%
HK$23,024
baseline
▲ 0.50% · 4.625%
HK$24,425
+HK$1,401/mo
Deposit HK$1.58M · loan HK$4.75M · min. income ≈ HK$46,048/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,103
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,749
−HK$656/mo
Today · 4.125%
HK$25,405
baseline
▲ 0.50% · 4.625%
HK$26,744
+HK$1,339/mo
Deposit HK$1.58M · loan HK$4.75M · min. income ≈ HK$50,810/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,110
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,829
−HK$730/mo
Today · 4.125%
HK$24,559
baseline
▲ 0.50% · 4.625%
HK$26,053
+HK$1,494/mo
Deposit HK$1.27M · loan HK$5.07M · min. income ≈ HK$49,118/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,710
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,399
−HK$700/mo
Today · 4.125%
HK$27,099
baseline
▲ 0.50% · 4.625%
HK$28,527
+HK$1,428/mo
Deposit HK$1.27M · loan HK$5.07M · min. income ≈ HK$54,198/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,554
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,318
−HK$776/mo
Today · 4.125%
HK$26,094
baseline
▲ 0.50% · 4.625%
HK$27,682
+HK$1,588/mo
Deposit HK$950K · loan HK$5.38M · min. income ≈ HK$52,188/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,316
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,049
−HK$743/mo
Today · 4.125%
HK$28,792
baseline
▲ 0.50% · 4.625%
HK$30,310
+HK$1,518/mo
Deposit HK$950K · loan HK$5.38M · min. income ≈ HK$57,584/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,999
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,807
−HK$822/mo
Today · 4.125%
HK$27,629
baseline
▲ 0.50% · 4.625%
HK$29,310
+HK$1,681/mo
Deposit HK$633K · loan HK$5.70M · min. income ≈ HK$55,258/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,923
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,699
−HK$787/mo
Today · 4.125%
HK$30,486
baseline
▲ 0.50% · 4.625%
HK$32,093
+HK$1,607/mo
Deposit HK$633K · loan HK$5.70M · min. income ≈ HK$60,972/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$168,425 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).