▼ 0.50% · 3.625%
HK$17,648
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,197
−HK$558/mo
Today · 4.125%
HK$18,755
baseline
▲ 0.50% · 4.625%
HK$19,896
+HK$1,141/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$37,510/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,634
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$20,160
−HK$534/mo
Today · 4.125%
HK$20,694
baseline
▲ 0.50% · 4.625%
HK$21,785
+HK$1,091/mo
Deposit HK$3.87M · loan HK$3.87M · min. income ≈ HK$41,388/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,413
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,017
−HK$613/mo
Today · 4.125%
HK$20,630
baseline
▲ 0.50% · 4.625%
HK$21,886
+HK$1,256/mo
Deposit HK$3.48M · loan HK$4.26M · min. income ≈ HK$41,260/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,597
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$22,176
−HK$588/mo
Today · 4.125%
HK$22,764
baseline
▲ 0.50% · 4.625%
HK$23,964
+HK$1,200/mo
Deposit HK$3.48M · loan HK$4.26M · min. income ≈ HK$45,528/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,178
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,837
−HK$669/mo
Today · 4.125%
HK$22,506
baseline
▲ 0.50% · 4.625%
HK$23,875
+HK$1,369/mo
Deposit HK$3.10M · loan HK$4.64M · min. income ≈ HK$45,012/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,560
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,192
−HK$641/mo
Today · 4.125%
HK$24,833
baseline
▲ 0.50% · 4.625%
HK$26,142
+HK$1,309/mo
Deposit HK$3.10M · loan HK$4.64M · min. income ≈ HK$49,666/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,943
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,656
−HK$725/mo
Today · 4.125%
HK$24,381
baseline
▲ 0.50% · 4.625%
HK$25,865
+HK$1,484/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$48,762/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,524
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,208
−HK$695/mo
Today · 4.125%
HK$26,903
baseline
▲ 0.50% · 4.625%
HK$28,321
+HK$1,418/mo
Deposit HK$2.71M · loan HK$5.03M · min. income ≈ HK$53,806/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,708
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,476
−HK$781/mo
Today · 4.125%
HK$26,257
baseline
▲ 0.50% · 4.625%
HK$27,855
+HK$1,598/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$52,514/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,487
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,224
−HK$748/mo
Today · 4.125%
HK$28,972
baseline
▲ 0.50% · 4.625%
HK$30,499
+HK$1,527/mo
Deposit HK$2.32M · loan HK$5.42M · min. income ≈ HK$57,944/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,472
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,296
−HK$836/mo
Today · 4.125%
HK$28,132
baseline
▲ 0.50% · 4.625%
HK$29,844
+HK$1,712/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$56,264/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,450
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,240
−HK$801/mo
Today · 4.125%
HK$31,041
baseline
▲ 0.50% · 4.625%
HK$32,678
+HK$1,637/mo
Deposit HK$1.93M · loan HK$5.80M · min. income ≈ HK$62,082/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,237
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,116
−HK$892/mo
Today · 4.125%
HK$30,008
baseline
▲ 0.50% · 4.625%
HK$31,834
+HK$1,826/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$60,016/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,414
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,256
−HK$855/mo
Today · 4.125%
HK$33,111
baseline
▲ 0.50% · 4.625%
HK$34,856
+HK$1,745/mo
Deposit HK$1.55M · loan HK$6.19M · min. income ≈ HK$66,222/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,002
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,935
−HK$948/mo
Today · 4.125%
HK$31,883
baseline
▲ 0.50% · 4.625%
HK$33,823
+HK$1,940/mo
Deposit HK$1.16M · loan HK$6.58M · min. income ≈ HK$63,766/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,377
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,272
−HK$908/mo
Today · 4.125%
HK$35,180
baseline
▲ 0.50% · 4.625%
HK$37,035
+HK$1,855/mo
Deposit HK$1.16M · loan HK$6.58M · min. income ≈ HK$70,360/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,767
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,755
−HK$1,004/mo
Today · 4.125%
HK$33,759
baseline
▲ 0.50% · 4.625%
HK$35,813
+HK$2,054/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$67,518/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,340
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,288
−HK$962/mo
Today · 4.125%
HK$37,250
baseline
▲ 0.50% · 4.625%
HK$39,213
+HK$1,963/mo
Deposit HK$774K · loan HK$6.97M · min. income ≈ HK$74,500/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$232,188 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).