▼ 0.50% · 3.625%
HK$16,960
−HK$1,064/mo
▼ 0.25% · 3.875%
HK$17,488
−HK$536/mo
Today · 4.125%
HK$18,024
baseline
▲ 0.50% · 4.625%
HK$19,120
+HK$1,096/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$36,048/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,868
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$19,374
−HK$513/mo
Today · 4.125%
HK$19,887
baseline
▲ 0.50% · 4.625%
HK$20,936
+HK$1,049/mo
Deposit HK$3.72M · loan HK$3.72M · min. income ≈ HK$39,774/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,656
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,237
−HK$589/mo
Today · 4.125%
HK$19,826
baseline
▲ 0.50% · 4.625%
HK$21,033
+HK$1,207/mo
Deposit HK$3.35M · loan HK$4.09M · min. income ≈ HK$39,652/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,755
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$21,312
−HK$564/mo
Today · 4.125%
HK$21,876
baseline
▲ 0.50% · 4.625%
HK$23,029
+HK$1,153/mo
Deposit HK$3.35M · loan HK$4.09M · min. income ≈ HK$43,752/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,352
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,985
−HK$644/mo
Today · 4.125%
HK$21,629
baseline
▲ 0.50% · 4.625%
HK$22,945
+HK$1,316/mo
Deposit HK$2.98M · loan HK$4.46M · min. income ≈ HK$43,258/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,642
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,249
−HK$616/mo
Today · 4.125%
HK$23,865
baseline
▲ 0.50% · 4.625%
HK$25,123
+HK$1,258/mo
Deposit HK$2.98M · loan HK$4.46M · min. income ≈ HK$47,730/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,048
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$22,734
−HK$697/mo
Today · 4.125%
HK$23,431
baseline
▲ 0.50% · 4.625%
HK$24,857
+HK$1,426/mo
Deposit HK$2.60M · loan HK$4.83M · min. income ≈ HK$46,862/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,528
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,186
−HK$668/mo
Today · 4.125%
HK$25,854
baseline
▲ 0.50% · 4.625%
HK$27,216
+HK$1,362/mo
Deposit HK$2.60M · loan HK$4.83M · min. income ≈ HK$51,708/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,744
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,483
−HK$750/mo
Today · 4.125%
HK$25,233
baseline
▲ 0.50% · 4.625%
HK$26,769
+HK$1,536/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$50,466/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,415
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,124
−HK$718/mo
Today · 4.125%
HK$27,842
baseline
▲ 0.50% · 4.625%
HK$29,310
+HK$1,468/mo
Deposit HK$2.23M · loan HK$5.21M · min. income ≈ HK$55,684/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,440
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,232
−HK$804/mo
Today · 4.125%
HK$27,036
baseline
▲ 0.50% · 4.625%
HK$28,681
+HK$1,645/mo
Deposit HK$1.86M · loan HK$5.58M · min. income ≈ HK$54,072/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,302
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$29,061
−HK$770/mo
Today · 4.125%
HK$29,831
baseline
▲ 0.50% · 4.625%
HK$31,404
+HK$1,573/mo
Deposit HK$1.86M · loan HK$5.58M · min. income ≈ HK$59,662/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,136
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,980
−HK$858/mo
Today · 4.125%
HK$28,838
baseline
▲ 0.50% · 4.625%
HK$30,593
+HK$1,755/mo
Deposit HK$1.49M · loan HK$5.95M · min. income ≈ HK$57,676/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,189
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,999
−HK$821/mo
Today · 4.125%
HK$31,820
baseline
▲ 0.50% · 4.625%
HK$33,497
+HK$1,677/mo
Deposit HK$1.49M · loan HK$5.95M · min. income ≈ HK$63,640/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,832
−HK$1,808/mo
▼ 0.25% · 3.875%
HK$29,729
−HK$911/mo
Today · 4.125%
HK$30,640
baseline
▲ 0.50% · 4.625%
HK$32,505
+HK$1,865/mo
Deposit HK$1.12M · loan HK$6.32M · min. income ≈ HK$61,280/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,076
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$32,936
−HK$873/mo
Today · 4.125%
HK$33,809
baseline
▲ 0.50% · 4.625%
HK$35,591
+HK$1,782/mo
Deposit HK$1.12M · loan HK$6.32M · min. income ≈ HK$67,618/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,528
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,478
−HK$965/mo
Today · 4.125%
HK$32,443
baseline
▲ 0.50% · 4.625%
HK$34,417
+HK$1,974/mo
Deposit HK$744K · loan HK$6.69M · min. income ≈ HK$64,886/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,963
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,873
−HK$924/mo
Today · 4.125%
HK$35,797
baseline
▲ 0.50% · 4.625%
HK$37,684
+HK$1,887/mo
Deposit HK$744K · loan HK$6.69M · min. income ≈ HK$71,594/mo (50% DSR)
Upfront cash ≈ HK$967K (deposit + AVD stamp duty HK$223,136 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).