▼ 0.50% · 3.625%
HK$20,362
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,996
−HK$643/mo
Today · 4.125%
HK$21,639
baseline
▲ 0.50% · 4.625%
HK$22,956
+HK$1,317/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,278/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,653
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,261
−HK$616/mo
Today · 4.125%
HK$23,877
baseline
▲ 0.50% · 4.625%
HK$25,135
+HK$1,258/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,754/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,399
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,095
−HK$708/mo
Today · 4.125%
HK$23,803
baseline
▲ 0.50% · 4.625%
HK$25,252
+HK$1,449/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,606/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,918
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,587
−HK$678/mo
Today · 4.125%
HK$26,265
baseline
▲ 0.50% · 4.625%
HK$27,649
+HK$1,384/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,530/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,435
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,195
−HK$772/mo
Today · 4.125%
HK$25,967
baseline
▲ 0.50% · 4.625%
HK$27,547
+HK$1,580/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,934/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,184
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,913
−HK$739/mo
Today · 4.125%
HK$28,652
baseline
▲ 0.50% · 4.625%
HK$30,163
+HK$1,511/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,304/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,471
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,295
−HK$836/mo
Today · 4.125%
HK$28,131
baseline
▲ 0.50% · 4.625%
HK$29,843
+HK$1,712/mo
Deposit HK$3.13M · loan HK$5.80M · min. income ≈ HK$56,262/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,449
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,239
−HK$801/mo
Today · 4.125%
HK$31,040
baseline
▲ 0.50% · 4.625%
HK$32,676
+HK$1,636/mo
Deposit HK$3.13M · loan HK$5.80M · min. income ≈ HK$62,080/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,507
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,394
−HK$901/mo
Today · 4.125%
HK$30,295
baseline
▲ 0.50% · 4.625%
HK$32,138
+HK$1,843/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,590/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,714
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,565
−HK$863/mo
Today · 4.125%
HK$33,428
baseline
▲ 0.50% · 4.625%
HK$35,190
+HK$1,762/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,856/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,544
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,494
−HK$965/mo
Today · 4.125%
HK$32,459
baseline
▲ 0.50% · 4.625%
HK$34,434
+HK$1,975/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,918/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,980
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,891
−HK$924/mo
Today · 4.125%
HK$35,815
baseline
▲ 0.50% · 4.625%
HK$37,703
+HK$1,888/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,630/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,580
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,593
−HK$1,030/mo
Today · 4.125%
HK$34,623
baseline
▲ 0.50% · 4.625%
HK$36,730
+HK$2,107/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$69,246/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,245
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,217
−HK$986/mo
Today · 4.125%
HK$38,203
baseline
▲ 0.50% · 4.625%
HK$40,217
+HK$2,014/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$76,406/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,616
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$35,693
−HK$1,094/mo
Today · 4.125%
HK$36,787
baseline
▲ 0.50% · 4.625%
HK$39,025
+HK$2,238/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,574/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,510
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$39,543
−HK$1,048/mo
Today · 4.125%
HK$40,591
baseline
▲ 0.50% · 4.625%
HK$42,730
+HK$2,139/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,182/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,652
−HK$2,299/mo
▼ 0.25% · 3.875%
HK$37,793
−HK$1,158/mo
Today · 4.125%
HK$38,951
baseline
▲ 0.50% · 4.625%
HK$41,321
+HK$2,370/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$77,902/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,775
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$41,869
−HK$1,109/mo
Today · 4.125%
HK$42,978
baseline
▲ 0.50% · 4.625%
HK$45,244
+HK$2,266/mo
Deposit HK$893K · loan HK$8.04M · min. income ≈ HK$85,956/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,897 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).