▼ 0.50% · 3.625%
HK$14,830
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,291
−HK$469/mo
Today · 4.125%
HK$15,760
baseline
▲ 0.50% · 4.625%
HK$16,719
+HK$959/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,520/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,498
−HK$891/mo
▼ 0.25% · 3.875%
HK$16,940
−HK$449/mo
Today · 4.125%
HK$17,389
baseline
▲ 0.50% · 4.625%
HK$18,306
+HK$917/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,778/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,313
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,820
−HK$516/mo
Today · 4.125%
HK$17,336
baseline
▲ 0.50% · 4.625%
HK$18,391
+HK$1,055/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,672/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,148
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,634
−HK$494/mo
Today · 4.125%
HK$19,128
baseline
▲ 0.50% · 4.625%
HK$20,136
+HK$1,008/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,256/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,796
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,349
−HK$563/mo
Today · 4.125%
HK$18,912
baseline
▲ 0.50% · 4.625%
HK$20,062
+HK$1,150/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,824/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,798
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,328
−HK$539/mo
Today · 4.125%
HK$20,867
baseline
▲ 0.50% · 4.625%
HK$21,967
+HK$1,100/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,734/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,279
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,878
−HK$610/mo
Today · 4.125%
HK$20,488
baseline
▲ 0.50% · 4.625%
HK$21,734
+HK$1,246/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$40,976/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,447
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,023
−HK$583/mo
Today · 4.125%
HK$22,606
baseline
▲ 0.50% · 4.625%
HK$23,798
+HK$1,192/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,212/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,762
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,407
−HK$657/mo
Today · 4.125%
HK$22,064
baseline
▲ 0.50% · 4.625%
HK$23,406
+HK$1,342/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,128/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,097
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,717
−HK$628/mo
Today · 4.125%
HK$24,345
baseline
▲ 0.50% · 4.625%
HK$25,628
+HK$1,283/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,690/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,245
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,937
−HK$703/mo
Today · 4.125%
HK$23,640
baseline
▲ 0.50% · 4.625%
HK$25,078
+HK$1,438/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,280/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,747
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,411
−HK$673/mo
Today · 4.125%
HK$26,084
baseline
▲ 0.50% · 4.625%
HK$27,459
+HK$1,375/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,168/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,728
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,466
−HK$750/mo
Today · 4.125%
HK$25,216
baseline
▲ 0.50% · 4.625%
HK$26,750
+HK$1,534/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$50,432/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,397
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,105
−HK$718/mo
Today · 4.125%
HK$27,823
baseline
▲ 0.50% · 4.625%
HK$29,289
+HK$1,466/mo
Deposit HK$1.30M · loan HK$5.20M · min. income ≈ HK$55,646/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,211
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$25,995
−HK$797/mo
Today · 4.125%
HK$26,792
baseline
▲ 0.50% · 4.625%
HK$28,422
+HK$1,630/mo
Deposit HK$976K · loan HK$5.53M · min. income ≈ HK$53,584/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,047
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,799
−HK$763/mo
Today · 4.125%
HK$29,562
baseline
▲ 0.50% · 4.625%
HK$31,120
+HK$1,558/mo
Deposit HK$976K · loan HK$5.53M · min. income ≈ HK$59,124/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,694
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$27,524
−HK$843/mo
Today · 4.125%
HK$28,367
baseline
▲ 0.50% · 4.625%
HK$30,094
+HK$1,727/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$56,734/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,696
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,493
−HK$808/mo
Today · 4.125%
HK$31,301
baseline
▲ 0.50% · 4.625%
HK$32,951
+HK$1,650/mo
Deposit HK$650K · loan HK$5.85M · min. income ≈ HK$62,602/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$185,355 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).