▼ 0.50% · 3.625%
HK$21,817
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,495
−HK$690/mo
Today · 4.125%
HK$23,185
baseline
▲ 0.50% · 4.625%
HK$24,595
+HK$1,410/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$46,370/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,271
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,922
−HK$660/mo
Today · 4.125%
HK$25,582
baseline
▲ 0.50% · 4.625%
HK$26,930
+HK$1,348/mo
Deposit HK$4.78M · loan HK$4.78M · min. income ≈ HK$51,164/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,998
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,745
−HK$758/mo
Today · 4.125%
HK$25,503
baseline
▲ 0.50% · 4.625%
HK$27,055
+HK$1,552/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$51,006/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,698
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,414
−HK$726/mo
Today · 4.125%
HK$28,140
baseline
▲ 0.50% · 4.625%
HK$29,623
+HK$1,483/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$56,280/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,180
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$26,994
−HK$828/mo
Today · 4.125%
HK$27,822
baseline
▲ 0.50% · 4.625%
HK$29,514
+HK$1,692/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,644/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,125
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,906
−HK$792/mo
Today · 4.125%
HK$30,698
baseline
▲ 0.50% · 4.625%
HK$32,317
+HK$1,619/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,396/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,362
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,244
−HK$896/mo
Today · 4.125%
HK$30,140
baseline
▲ 0.50% · 4.625%
HK$31,974
+HK$1,834/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,280/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,552
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,398
−HK$859/mo
Today · 4.125%
HK$33,257
baseline
▲ 0.50% · 4.625%
HK$35,010
+HK$1,753/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,514/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,543
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,493
−HK$965/mo
Today · 4.125%
HK$32,458
baseline
▲ 0.50% · 4.625%
HK$34,434
+HK$1,976/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,916/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,979
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,890
−HK$925/mo
Today · 4.125%
HK$35,815
baseline
▲ 0.50% · 4.625%
HK$37,703
+HK$1,888/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,630/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,725
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,743
−HK$1,034/mo
Today · 4.125%
HK$34,777
baseline
▲ 0.50% · 4.625%
HK$36,893
+HK$2,116/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,554/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,406
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$37,382
−HK$991/mo
Today · 4.125%
HK$38,373
baseline
▲ 0.50% · 4.625%
HK$40,396
+HK$2,023/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,746/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,906
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$35,992
−HK$1,103/mo
Today · 4.125%
HK$37,095
baseline
▲ 0.50% · 4.625%
HK$39,353
+HK$2,258/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$74,190/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,833
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,875
−HK$1,056/mo
Today · 4.125%
HK$40,931
baseline
▲ 0.50% · 4.625%
HK$43,089
+HK$2,158/mo
Deposit HK$1.91M · loan HK$7.65M · min. income ≈ HK$81,862/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,088
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$38,242
−HK$1,172/mo
Today · 4.125%
HK$39,414
baseline
▲ 0.50% · 4.625%
HK$41,812
+HK$2,398/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$78,828/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,260
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,367
−HK$1,122/mo
Today · 4.125%
HK$43,489
baseline
▲ 0.50% · 4.625%
HK$45,782
+HK$2,293/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$86,978/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,270
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$40,491
−HK$1,241/mo
Today · 4.125%
HK$41,732
baseline
▲ 0.50% · 4.625%
HK$44,272
+HK$2,540/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,464/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,687
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,859
−HK$1,189/mo
Today · 4.125%
HK$46,048
baseline
▲ 0.50% · 4.625%
HK$48,475
+HK$2,427/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,096/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$326,759 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).