▼ 0.50% · 3.625%
HK$22,206
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,896
−HK$702/mo
Today · 4.125%
HK$23,598
baseline
▲ 0.50% · 4.625%
HK$25,034
+HK$1,436/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,196/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,704
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,366
−HK$672/mo
Today · 4.125%
HK$26,038
baseline
▲ 0.50% · 4.625%
HK$27,411
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,076/mo (50% DSR)
Upfront cash ≈ HK$5.21M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,426
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,186
−HK$772/mo
Today · 4.125%
HK$25,958
baseline
▲ 0.50% · 4.625%
HK$27,537
+HK$1,579/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$51,916/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,174
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,903
−HK$739/mo
Today · 4.125%
HK$28,642
baseline
▲ 0.50% · 4.625%
HK$30,152
+HK$1,510/mo
Deposit HK$4.38M · loan HK$5.36M · min. income ≈ HK$57,284/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,647
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,476
−HK$842/mo
Today · 4.125%
HK$28,318
baseline
▲ 0.50% · 4.625%
HK$30,041
+HK$1,723/mo
Deposit HK$3.90M · loan HK$5.84M · min. income ≈ HK$56,636/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,644
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,439
−HK$807/mo
Today · 4.125%
HK$31,246
baseline
▲ 0.50% · 4.625%
HK$32,893
+HK$1,647/mo
Deposit HK$3.90M · loan HK$5.84M · min. income ≈ HK$62,492/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,867
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,765
−HK$913/mo
Today · 4.125%
HK$30,678
baseline
▲ 0.50% · 4.625%
HK$32,544
+HK$1,866/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$61,356/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,115
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$32,976
−HK$874/mo
Today · 4.125%
HK$33,850
baseline
▲ 0.50% · 4.625%
HK$35,634
+HK$1,784/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$67,700/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,088
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,055
−HK$982/mo
Today · 4.125%
HK$33,037
baseline
▲ 0.50% · 4.625%
HK$35,048
+HK$2,011/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,074/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,585
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,513
−HK$941/mo
Today · 4.125%
HK$36,454
baseline
▲ 0.50% · 4.625%
HK$38,375
+HK$1,921/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,908/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,309
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,345
−HK$1,052/mo
Today · 4.125%
HK$35,397
baseline
▲ 0.50% · 4.625%
HK$37,551
+HK$2,154/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$70,794/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,055
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,049
−HK$1,008/mo
Today · 4.125%
HK$39,057
baseline
▲ 0.50% · 4.625%
HK$41,116
+HK$2,059/mo
Deposit HK$2.43M · loan HK$7.30M · min. income ≈ HK$78,114/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,529
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,634
−HK$1,123/mo
Today · 4.125%
HK$37,757
baseline
▲ 0.50% · 4.625%
HK$40,055
+HK$2,298/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$75,514/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,526
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$40,586
−HK$1,075/mo
Today · 4.125%
HK$41,661
baseline
▲ 0.50% · 4.625%
HK$43,857
+HK$2,196/mo
Deposit HK$1.95M · loan HK$7.79M · min. income ≈ HK$83,322/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,750
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$38,924
−HK$1,193/mo
Today · 4.125%
HK$40,117
baseline
▲ 0.50% · 4.625%
HK$42,558
+HK$2,441/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$80,234/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,996
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$43,122
−HK$1,143/mo
Today · 4.125%
HK$44,265
baseline
▲ 0.50% · 4.625%
HK$46,598
+HK$2,333/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$88,530/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,970
−HK$2,507/mo
▼ 0.25% · 3.875%
HK$41,214
−HK$1,263/mo
Today · 4.125%
HK$42,477
baseline
▲ 0.50% · 4.625%
HK$45,061
+HK$2,584/mo
Deposit HK$974K · loan HK$8.76M · min. income ≈ HK$84,954/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,466
−HK$2,403/mo
▼ 0.25% · 3.875%
HK$45,659
−HK$1,210/mo
Today · 4.125%
HK$46,869
baseline
▲ 0.50% · 4.625%
HK$49,339
+HK$2,470/mo
Deposit HK$974K · loan HK$8.76M · min. income ≈ HK$93,738/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$343,825 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).