▼ 0.50% · 3.625%
HK$21,016
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,670
−HK$664/mo
Today · 4.125%
HK$22,334
baseline
▲ 0.50% · 4.625%
HK$23,693
+HK$1,359/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,668/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,380
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,007
−HK$636/mo
Today · 4.125%
HK$24,643
baseline
▲ 0.50% · 4.625%
HK$25,942
+HK$1,299/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,286/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,117
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,837
−HK$730/mo
Today · 4.125%
HK$24,567
baseline
▲ 0.50% · 4.625%
HK$26,062
+HK$1,495/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,134/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,718
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,408
−HK$699/mo
Today · 4.125%
HK$27,107
baseline
▲ 0.50% · 4.625%
HK$28,536
+HK$1,429/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,214/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,219
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$26,003
−HK$797/mo
Today · 4.125%
HK$26,800
baseline
▲ 0.50% · 4.625%
HK$28,431
+HK$1,631/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,600/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,056
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,808
−HK$764/mo
Today · 4.125%
HK$29,572
baseline
▲ 0.50% · 4.625%
HK$31,130
+HK$1,558/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,144/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,321
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,170
−HK$864/mo
Today · 4.125%
HK$29,034
baseline
▲ 0.50% · 4.625%
HK$30,801
+HK$1,767/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$58,068/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,394
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,209
−HK$827/mo
Today · 4.125%
HK$32,036
baseline
▲ 0.50% · 4.625%
HK$33,725
+HK$1,689/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$64,072/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,422
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,337
−HK$930/mo
Today · 4.125%
HK$31,267
baseline
▲ 0.50% · 4.625%
HK$33,170
+HK$1,903/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$62,534/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,732
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,610
−HK$890/mo
Today · 4.125%
HK$34,500
baseline
▲ 0.50% · 4.625%
HK$36,319
+HK$1,819/mo
Deposit HK$2.76M · loan HK$6.45M · min. income ≈ HK$69,000/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,524
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,504
−HK$997/mo
Today · 4.125%
HK$33,501
baseline
▲ 0.50% · 4.625%
HK$35,539
+HK$2,038/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$67,002/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,070
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,010
−HK$955/mo
Today · 4.125%
HK$36,965
baseline
▲ 0.50% · 4.625%
HK$38,913
+HK$1,948/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,930/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,625
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,671
−HK$1,063/mo
Today · 4.125%
HK$35,734
baseline
▲ 0.50% · 4.625%
HK$37,908
+HK$2,174/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$71,468/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,408
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,411
−HK$1,018/mo
Today · 4.125%
HK$39,429
baseline
▲ 0.50% · 4.625%
HK$41,507
+HK$2,078/mo
Deposit HK$1.84M · loan HK$7.37M · min. income ≈ HK$78,858/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,727
−HK$2,240/mo
▼ 0.25% · 3.875%
HK$36,838
−HK$1,129/mo
Today · 4.125%
HK$37,967
baseline
▲ 0.50% · 4.625%
HK$40,278
+HK$2,311/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$75,934/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,746
−HK$2,147/mo
▼ 0.25% · 3.875%
HK$40,812
−HK$1,081/mo
Today · 4.125%
HK$41,893
baseline
▲ 0.50% · 4.625%
HK$44,101
+HK$2,208/mo
Deposit HK$1.38M · loan HK$7.83M · min. income ≈ HK$83,786/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,829
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,005
−HK$1,196/mo
Today · 4.125%
HK$40,201
baseline
▲ 0.50% · 4.625%
HK$42,647
+HK$2,446/mo
Deposit HK$922K · loan HK$8.29M · min. income ≈ HK$80,402/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,084
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,213
−HK$1,145/mo
Today · 4.125%
HK$44,358
baseline
▲ 0.50% · 4.625%
HK$46,696
+HK$2,338/mo
Deposit HK$922K · loan HK$8.29M · min. income ≈ HK$88,716/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,645 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).