▼ 0.50% · 3.625%
HK$22,457
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,155
−HK$710/mo
Today · 4.125%
HK$23,865
baseline
▲ 0.50% · 4.625%
HK$25,317
+HK$1,452/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,730/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,983
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,653
−HK$680/mo
Today · 4.125%
HK$26,333
baseline
▲ 0.50% · 4.625%
HK$27,721
+HK$1,388/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,666/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,702
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,471
−HK$780/mo
Today · 4.125%
HK$26,251
baseline
▲ 0.50% · 4.625%
HK$27,849
+HK$1,598/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,502/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,481
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,218
−HK$748/mo
Today · 4.125%
HK$28,966
baseline
▲ 0.50% · 4.625%
HK$30,493
+HK$1,527/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,932/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,948
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,786
−HK$852/mo
Today · 4.125%
HK$28,638
baseline
▲ 0.50% · 4.625%
HK$30,380
+HK$1,742/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,276/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,979
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,783
−HK$816/mo
Today · 4.125%
HK$31,599
baseline
▲ 0.50% · 4.625%
HK$33,265
+HK$1,666/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,198/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,194
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,102
−HK$922/mo
Today · 4.125%
HK$31,024
baseline
▲ 0.50% · 4.625%
HK$32,912
+HK$1,888/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,048/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,478
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,349
−HK$883/mo
Today · 4.125%
HK$34,232
baseline
▲ 0.50% · 4.625%
HK$36,037
+HK$1,805/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,464/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,439
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,417
−HK$994/mo
Today · 4.125%
HK$33,411
baseline
▲ 0.50% · 4.625%
HK$35,444
+HK$2,033/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,822/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,976
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,914
−HK$952/mo
Today · 4.125%
HK$36,866
baseline
▲ 0.50% · 4.625%
HK$38,809
+HK$1,943/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,732/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,685
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,733
−HK$1,064/mo
Today · 4.125%
HK$35,797
baseline
▲ 0.50% · 4.625%
HK$37,976
+HK$2,179/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,594/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,474
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,479
−HK$1,020/mo
Today · 4.125%
HK$39,499
baseline
▲ 0.50% · 4.625%
HK$41,581
+HK$2,082/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$78,998/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,931
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,048
−HK$1,136/mo
Today · 4.125%
HK$38,184
baseline
▲ 0.50% · 4.625%
HK$40,507
+HK$2,323/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,368/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,973
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,045
−HK$1,087/mo
Today · 4.125%
HK$42,132
baseline
▲ 0.50% · 4.625%
HK$44,353
+HK$2,221/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,264/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,176
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,364
−HK$1,206/mo
Today · 4.125%
HK$40,570
baseline
▲ 0.50% · 4.625%
HK$43,039
+HK$2,469/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,140/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,471
−HK$2,294/mo
▼ 0.25% · 3.875%
HK$43,610
−HK$1,155/mo
Today · 4.125%
HK$44,765
baseline
▲ 0.50% · 4.625%
HK$47,125
+HK$2,360/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,530/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,422
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,679
−HK$1,278/mo
Today · 4.125%
HK$42,957
baseline
▲ 0.50% · 4.625%
HK$45,571
+HK$2,614/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,914/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,969
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,175
−HK$1,224/mo
Today · 4.125%
HK$47,399
baseline
▲ 0.50% · 4.625%
HK$49,897
+HK$2,498/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$94,798/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,832 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).