▼ 0.50% · 3.625%
HK$21,275
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,937
−HK$673/mo
Today · 4.125%
HK$22,610
baseline
▲ 0.50% · 4.625%
HK$23,985
+HK$1,375/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$45,220/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,669
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,303
−HK$644/mo
Today · 4.125%
HK$24,947
baseline
▲ 0.50% · 4.625%
HK$26,262
+HK$1,315/mo
Deposit HK$4.67M · loan HK$4.67M · min. income ≈ HK$49,894/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,403
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,131
−HK$740/mo
Today · 4.125%
HK$24,871
baseline
▲ 0.50% · 4.625%
HK$26,384
+HK$1,513/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,742/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,036
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,734
−HK$708/mo
Today · 4.125%
HK$27,442
baseline
▲ 0.50% · 4.625%
HK$28,889
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,884/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,531
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,325
−HK$806/mo
Today · 4.125%
HK$27,131
baseline
▲ 0.50% · 4.625%
HK$28,782
+HK$1,651/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,262/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,402
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,164
−HK$773/mo
Today · 4.125%
HK$29,937
baseline
▲ 0.50% · 4.625%
HK$31,515
+HK$1,578/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,874/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,658
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,518
−HK$874/mo
Today · 4.125%
HK$29,392
baseline
▲ 0.50% · 4.625%
HK$31,181
+HK$1,789/mo
Deposit HK$3.27M · loan HK$6.06M · min. income ≈ HK$58,784/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,769
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,595
−HK$837/mo
Today · 4.125%
HK$32,432
baseline
▲ 0.50% · 4.625%
HK$34,141
+HK$1,709/mo
Deposit HK$3.27M · loan HK$6.06M · min. income ≈ HK$64,864/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,786
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,712
−HK$941/mo
Today · 4.125%
HK$31,653
baseline
▲ 0.50% · 4.625%
HK$33,579
+HK$1,926/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,306/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,136
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,025
−HK$901/mo
Today · 4.125%
HK$34,926
baseline
▲ 0.50% · 4.625%
HK$36,767
+HK$1,841/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,852/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,913
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,906
−HK$1,008/mo
Today · 4.125%
HK$33,914
baseline
▲ 0.50% · 4.625%
HK$35,978
+HK$2,064/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,828/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,503
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,455
−HK$966/mo
Today · 4.125%
HK$37,421
baseline
▲ 0.50% · 4.625%
HK$39,394
+HK$1,973/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,842/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,041
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,100
−HK$1,075/mo
Today · 4.125%
HK$36,175
baseline
▲ 0.50% · 4.625%
HK$38,377
+HK$2,202/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$72,350/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,870
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,886
−HK$1,030/mo
Today · 4.125%
HK$39,916
baseline
▲ 0.50% · 4.625%
HK$42,020
+HK$2,104/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$79,832/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,168
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,293
−HK$1,143/mo
Today · 4.125%
HK$38,436
baseline
▲ 0.50% · 4.625%
HK$40,775
+HK$2,339/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,872/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,237
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,316
−HK$1,095/mo
Today · 4.125%
HK$42,411
baseline
▲ 0.50% · 4.625%
HK$44,646
+HK$2,235/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,822/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,296
−HK$2,401/mo
▼ 0.25% · 3.875%
HK$39,487
−HK$1,210/mo
Today · 4.125%
HK$40,697
baseline
▲ 0.50% · 4.625%
HK$43,174
+HK$2,477/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,394/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,604
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$43,746
−HK$1,159/mo
Today · 4.125%
HK$44,905
baseline
▲ 0.50% · 4.625%
HK$47,272
+HK$2,367/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,810/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$303,028 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).