▼ 0.50% · 3.625%
HK$19,994
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$20,616
−HK$632/mo
Today · 4.125%
HK$21,248
baseline
▲ 0.50% · 4.625%
HK$22,541
+HK$1,293/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,496/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,244
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,840
−HK$605/mo
Today · 4.125%
HK$23,445
baseline
▲ 0.50% · 4.625%
HK$24,681
+HK$1,236/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,890/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,994
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,678
−HK$695/mo
Today · 4.125%
HK$23,373
baseline
▲ 0.50% · 4.625%
HK$24,795
+HK$1,422/mo
Deposit HK$3.95M · loan HK$4.82M · min. income ≈ HK$46,746/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,468
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,124
−HK$666/mo
Today · 4.125%
HK$25,790
baseline
▲ 0.50% · 4.625%
HK$27,149
+HK$1,359/mo
Deposit HK$3.95M · loan HK$4.82M · min. income ≈ HK$51,580/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,993
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,740
−HK$758/mo
Today · 4.125%
HK$25,498
baseline
▲ 0.50% · 4.625%
HK$27,049
+HK$1,551/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$50,996/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,692
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$27,408
−HK$726/mo
Today · 4.125%
HK$28,134
baseline
▲ 0.50% · 4.625%
HK$29,618
+HK$1,484/mo
Deposit HK$3.51M · loan HK$5.26M · min. income ≈ HK$56,268/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,993
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,801
−HK$822/mo
Today · 4.125%
HK$27,623
baseline
▲ 0.50% · 4.625%
HK$29,304
+HK$1,681/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,246/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,917
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,692
−HK$787/mo
Today · 4.125%
HK$30,479
baseline
▲ 0.50% · 4.625%
HK$32,086
+HK$1,607/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$60,958/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,992
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$28,863
−HK$885/mo
Today · 4.125%
HK$29,748
baseline
▲ 0.50% · 4.625%
HK$31,558
+HK$1,810/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,496/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,141
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$31,976
−HK$848/mo
Today · 4.125%
HK$32,824
baseline
▲ 0.50% · 4.625%
HK$34,554
+HK$1,730/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,648/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,992
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,925
−HK$947/mo
Today · 4.125%
HK$31,872
baseline
▲ 0.50% · 4.625%
HK$33,812
+HK$1,940/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,744/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,365
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,260
−HK$908/mo
Today · 4.125%
HK$35,168
baseline
▲ 0.50% · 4.625%
HK$37,022
+HK$1,854/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,336/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,991
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,986
−HK$1,011/mo
Today · 4.125%
HK$33,997
baseline
▲ 0.50% · 4.625%
HK$36,066
+HK$2,069/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,994/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,590
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,544
−HK$969/mo
Today · 4.125%
HK$37,513
baseline
▲ 0.50% · 4.625%
HK$39,490
+HK$1,977/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$75,026/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,991
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,048
−HK$1,074/mo
Today · 4.125%
HK$36,122
baseline
▲ 0.50% · 4.625%
HK$38,320
+HK$2,198/mo
Deposit HK$1.32M · loan HK$7.45M · min. income ≈ HK$72,244/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,814
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,828
−HK$1,029/mo
Today · 4.125%
HK$39,857
baseline
▲ 0.50% · 4.625%
HK$41,958
+HK$2,101/mo
Deposit HK$1.32M · loan HK$7.45M · min. income ≈ HK$79,714/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,990
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,110
−HK$1,137/mo
Today · 4.125%
HK$38,247
baseline
▲ 0.50% · 4.625%
HK$40,574
+HK$2,327/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$76,494/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,039
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,112
−HK$1,090/mo
Today · 4.125%
HK$42,202
baseline
▲ 0.50% · 4.625%
HK$44,426
+HK$2,224/mo
Deposit HK$877K · loan HK$7.89M · min. income ≈ HK$84,404/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,056 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).