▼ 0.50% · 3.625%
HK$20,603
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,244
−HK$651/mo
Today · 4.125%
HK$21,895
baseline
▲ 0.50% · 4.625%
HK$23,227
+HK$1,332/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,790/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,921
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,535
−HK$624/mo
Today · 4.125%
HK$24,159
baseline
▲ 0.50% · 4.625%
HK$25,432
+HK$1,273/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,318/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,663
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,368
−HK$717/mo
Today · 4.125%
HK$24,085
baseline
▲ 0.50% · 4.625%
HK$25,550
+HK$1,465/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,170/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,213
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,889
−HK$686/mo
Today · 4.125%
HK$26,575
baseline
▲ 0.50% · 4.625%
HK$27,976
+HK$1,401/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,150/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,724
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,493
−HK$781/mo
Today · 4.125%
HK$26,274
baseline
▲ 0.50% · 4.625%
HK$27,873
+HK$1,599/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$52,548/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,505
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,243
−HK$748/mo
Today · 4.125%
HK$28,991
baseline
▲ 0.50% · 4.625%
HK$30,519
+HK$1,528/mo
Deposit HK$3.61M · loan HK$5.42M · min. income ≈ HK$57,982/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,784
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$27,617
−HK$847/mo
Today · 4.125%
HK$28,464
baseline
▲ 0.50% · 4.625%
HK$30,196
+HK$1,732/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$56,928/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,797
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,596
−HK$811/mo
Today · 4.125%
HK$31,407
baseline
▲ 0.50% · 4.625%
HK$33,062
+HK$1,655/mo
Deposit HK$3.16M · loan HK$5.87M · min. income ≈ HK$62,814/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,844
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$29,742
−HK$911/mo
Today · 4.125%
HK$30,653
baseline
▲ 0.50% · 4.625%
HK$32,518
+HK$1,865/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$61,306/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,089
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,950
−HK$873/mo
Today · 4.125%
HK$33,823
baseline
▲ 0.50% · 4.625%
HK$35,605
+HK$1,782/mo
Deposit HK$2.71M · loan HK$6.32M · min. income ≈ HK$67,646/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,905
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,866
−HK$977/mo
Today · 4.125%
HK$32,843
baseline
▲ 0.50% · 4.625%
HK$34,841
+HK$1,998/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,686/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,381
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$35,303
−HK$936/mo
Today · 4.125%
HK$36,239
baseline
▲ 0.50% · 4.625%
HK$38,149
+HK$1,910/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,478/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,965
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,990
−HK$1,042/mo
Today · 4.125%
HK$35,032
baseline
▲ 0.50% · 4.625%
HK$37,164
+HK$2,132/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,064/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,673
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,657
−HK$997/mo
Today · 4.125%
HK$38,654
baseline
▲ 0.50% · 4.625%
HK$40,692
+HK$2,038/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,308/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,025
−HK$2,197/mo
▼ 0.25% · 3.875%
HK$36,115
−HK$1,107/mo
Today · 4.125%
HK$37,222
baseline
▲ 0.50% · 4.625%
HK$39,486
+HK$2,264/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$74,444/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,965
−HK$2,105/mo
▼ 0.25% · 3.875%
HK$40,010
−HK$1,060/mo
Today · 4.125%
HK$41,070
baseline
▲ 0.50% · 4.625%
HK$43,235
+HK$2,165/mo
Deposit HK$1.36M · loan HK$7.68M · min. income ≈ HK$82,140/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,086
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,239
−HK$1,172/mo
Today · 4.125%
HK$39,411
baseline
▲ 0.50% · 4.625%
HK$41,809
+HK$2,398/mo
Deposit HK$904K · loan HK$8.13M · min. income ≈ HK$78,822/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,257
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,364
−HK$1,122/mo
Today · 4.125%
HK$43,486
baseline
▲ 0.50% · 4.625%
HK$45,778
+HK$2,292/mo
Deposit HK$904K · loan HK$8.13M · min. income ≈ HK$86,972/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$273,542 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).