▼ 0.50% · 3.625%
HK$20,354
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,987
−HK$643/mo
Today · 4.125%
HK$21,630
baseline
▲ 0.50% · 4.625%
HK$22,946
+HK$1,316/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,260/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,643
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,251
−HK$616/mo
Today · 4.125%
HK$23,867
baseline
▲ 0.50% · 4.625%
HK$25,125
+HK$1,258/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,734/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,389
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,085
−HK$708/mo
Today · 4.125%
HK$23,793
baseline
▲ 0.50% · 4.625%
HK$25,241
+HK$1,448/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,586/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,908
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,576
−HK$677/mo
Today · 4.125%
HK$26,253
baseline
▲ 0.50% · 4.625%
HK$27,637
+HK$1,384/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,506/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,424
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,184
−HK$772/mo
Today · 4.125%
HK$25,956
baseline
▲ 0.50% · 4.625%
HK$27,535
+HK$1,579/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,912/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,172
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,901
−HK$739/mo
Today · 4.125%
HK$28,640
baseline
▲ 0.50% · 4.625%
HK$30,150
+HK$1,510/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,280/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,460
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,283
−HK$836/mo
Today · 4.125%
HK$28,119
baseline
▲ 0.50% · 4.625%
HK$29,830
+HK$1,711/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,238/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,436
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,226
−HK$801/mo
Today · 4.125%
HK$31,027
baseline
▲ 0.50% · 4.625%
HK$32,662
+HK$1,635/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$62,054/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,495
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,382
−HK$900/mo
Today · 4.125%
HK$30,282
baseline
▲ 0.50% · 4.625%
HK$32,125
+HK$1,843/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,564/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,701
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,551
−HK$862/mo
Today · 4.125%
HK$33,413
baseline
▲ 0.50% · 4.625%
HK$35,175
+HK$1,762/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,826/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,531
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,480
−HK$965/mo
Today · 4.125%
HK$32,445
baseline
▲ 0.50% · 4.625%
HK$34,419
+HK$1,974/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,890/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,965
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,876
−HK$924/mo
Today · 4.125%
HK$35,800
baseline
▲ 0.50% · 4.625%
HK$37,687
+HK$1,887/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,600/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,566
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,579
−HK$1,029/mo
Today · 4.125%
HK$34,608
baseline
▲ 0.50% · 4.625%
HK$36,714
+HK$2,106/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$69,216/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,229
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,201
−HK$986/mo
Today · 4.125%
HK$38,187
baseline
▲ 0.50% · 4.625%
HK$40,199
+HK$2,012/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$76,374/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,601
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,678
−HK$1,093/mo
Today · 4.125%
HK$36,771
baseline
▲ 0.50% · 4.625%
HK$39,009
+HK$2,238/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,542/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,494
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,526
−HK$1,047/mo
Today · 4.125%
HK$40,573
baseline
▲ 0.50% · 4.625%
HK$42,712
+HK$2,139/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,146/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,637
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,776
−HK$1,158/mo
Today · 4.125%
HK$38,934
baseline
▲ 0.50% · 4.625%
HK$41,303
+HK$2,369/mo
Deposit HK$893K · loan HK$8.03M · min. income ≈ HK$77,868/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,758
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,851
−HK$1,109/mo
Today · 4.125%
HK$42,960
baseline
▲ 0.50% · 4.625%
HK$45,224
+HK$2,264/mo
Deposit HK$893K · loan HK$8.03M · min. income ≈ HK$85,920/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,782 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).