▼ 0.50% · 3.625%
HK$20,261
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,891
−HK$641/mo
Today · 4.125%
HK$21,532
baseline
▲ 0.50% · 4.625%
HK$22,842
+HK$1,310/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,064/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,540
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,145
−HK$613/mo
Today · 4.125%
HK$23,758
baseline
▲ 0.50% · 4.625%
HK$25,011
+HK$1,253/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,516/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,287
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$22,981
−HK$704/mo
Today · 4.125%
HK$23,685
baseline
▲ 0.50% · 4.625%
HK$25,126
+HK$1,441/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,370/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,794
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,459
−HK$675/mo
Today · 4.125%
HK$26,134
baseline
▲ 0.50% · 4.625%
HK$27,512
+HK$1,378/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,268/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,313
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,070
−HK$768/mo
Today · 4.125%
HK$25,838
baseline
▲ 0.50% · 4.625%
HK$27,410
+HK$1,572/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,676/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,049
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,774
−HK$736/mo
Today · 4.125%
HK$28,510
baseline
▲ 0.50% · 4.625%
HK$30,013
+HK$1,503/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$57,020/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,340
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,159
−HK$832/mo
Today · 4.125%
HK$27,991
baseline
▲ 0.50% · 4.625%
HK$29,695
+HK$1,704/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$55,982/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,303
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,088
−HK$798/mo
Today · 4.125%
HK$30,886
baseline
▲ 0.50% · 4.625%
HK$32,514
+HK$1,628/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,772/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,366
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,248
−HK$897/mo
Today · 4.125%
HK$30,145
baseline
▲ 0.50% · 4.625%
HK$31,979
+HK$1,834/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,290/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,557
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,403
−HK$859/mo
Today · 4.125%
HK$33,262
baseline
▲ 0.50% · 4.625%
HK$35,015
+HK$1,753/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,524/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,392
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,337
−HK$961/mo
Today · 4.125%
HK$32,298
baseline
▲ 0.50% · 4.625%
HK$34,263
+HK$1,965/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,596/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,811
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,717
−HK$920/mo
Today · 4.125%
HK$35,637
baseline
▲ 0.50% · 4.625%
HK$37,516
+HK$1,879/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,274/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,418
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,426
−HK$1,025/mo
Today · 4.125%
HK$34,451
baseline
▲ 0.50% · 4.625%
HK$36,547
+HK$2,096/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$68,902/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,065
−HK$1,948/mo
▼ 0.25% · 3.875%
HK$37,032
−HK$981/mo
Today · 4.125%
HK$38,013
baseline
▲ 0.50% · 4.625%
HK$40,017
+HK$2,004/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$76,026/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,444
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,516
−HK$1,088/mo
Today · 4.125%
HK$36,604
baseline
▲ 0.50% · 4.625%
HK$38,831
+HK$2,227/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,208/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,319
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,346
−HK$1,043/mo
Today · 4.125%
HK$40,389
baseline
▲ 0.50% · 4.625%
HK$42,518
+HK$2,129/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,778/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,470
−HK$2,287/mo
▼ 0.25% · 3.875%
HK$37,605
−HK$1,152/mo
Today · 4.125%
HK$38,757
baseline
▲ 0.50% · 4.625%
HK$41,116
+HK$2,359/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,514/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,573
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$41,661
−HK$1,104/mo
Today · 4.125%
HK$42,765
baseline
▲ 0.50% · 4.625%
HK$45,019
+HK$2,254/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,530/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,566 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).