▼ 0.50% · 3.625%
HK$20,192
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,820
−HK$638/mo
Today · 4.125%
HK$21,458
baseline
▲ 0.50% · 4.625%
HK$22,764
+HK$1,306/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,916/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,463
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,066
−HK$611/mo
Today · 4.125%
HK$23,677
baseline
▲ 0.50% · 4.625%
HK$24,925
+HK$1,248/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,354/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,211
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,902
−HK$702/mo
Today · 4.125%
HK$23,604
baseline
▲ 0.50% · 4.625%
HK$25,040
+HK$1,436/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$47,208/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,710
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,372
−HK$673/mo
Today · 4.125%
HK$26,045
baseline
▲ 0.50% · 4.625%
HK$27,417
+HK$1,372/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$52,090/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,230
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,984
−HK$766/mo
Today · 4.125%
HK$25,750
baseline
▲ 0.50% · 4.625%
HK$27,316
+HK$1,566/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,500/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,956
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,679
−HK$733/mo
Today · 4.125%
HK$28,412
baseline
▲ 0.50% · 4.625%
HK$29,910
+HK$1,498/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,824/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,249
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,066
−HK$829/mo
Today · 4.125%
HK$27,895
baseline
▲ 0.50% · 4.625%
HK$29,593
+HK$1,698/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,790/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,202
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,985
−HK$795/mo
Today · 4.125%
HK$30,780
baseline
▲ 0.50% · 4.625%
HK$32,402
+HK$1,622/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,560/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,269
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,148
−HK$893/mo
Today · 4.125%
HK$30,041
baseline
▲ 0.50% · 4.625%
HK$31,869
+HK$1,828/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,082/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,449
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,292
−HK$856/mo
Today · 4.125%
HK$33,148
baseline
▲ 0.50% · 4.625%
HK$34,895
+HK$1,747/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,296/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,288
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,230
−HK$957/mo
Today · 4.125%
HK$32,187
baseline
▲ 0.50% · 4.625%
HK$34,146
+HK$1,959/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,374/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,695
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,599
−HK$916/mo
Today · 4.125%
HK$35,515
baseline
▲ 0.50% · 4.625%
HK$37,387
+HK$1,872/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$71,030/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,307
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,312
−HK$1,021/mo
Today · 4.125%
HK$34,333
baseline
▲ 0.50% · 4.625%
HK$36,422
+HK$2,089/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,666/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,941
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$36,905
−HK$978/mo
Today · 4.125%
HK$37,883
baseline
▲ 0.50% · 4.625%
HK$39,880
+HK$1,997/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,766/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,326
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,394
−HK$1,085/mo
Today · 4.125%
HK$36,479
baseline
▲ 0.50% · 4.625%
HK$38,698
+HK$2,219/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$72,958/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,187
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,212
−HK$1,039/mo
Today · 4.125%
HK$40,251
baseline
▲ 0.50% · 4.625%
HK$42,372
+HK$2,121/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,502/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,345
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,476
−HK$1,149/mo
Today · 4.125%
HK$38,625
baseline
▲ 0.50% · 4.625%
HK$40,975
+HK$2,350/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$77,250/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,434
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,518
−HK$1,100/mo
Today · 4.125%
HK$42,618
baseline
▲ 0.50% · 4.625%
HK$44,865
+HK$2,247/mo
Deposit HK$886K · loan HK$7.97M · min. income ≈ HK$85,236/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,653 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).