▼ 0.50% · 3.625%
HK$21,162
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,820
−HK$669/mo
Today · 4.125%
HK$22,489
baseline
▲ 0.50% · 4.625%
HK$23,857
+HK$1,368/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,978/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,542
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,174
−HK$640/mo
Today · 4.125%
HK$24,814
baseline
▲ 0.50% · 4.625%
HK$26,122
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,628/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,278
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,002
−HK$736/mo
Today · 4.125%
HK$24,738
baseline
▲ 0.50% · 4.625%
HK$26,243
+HK$1,505/mo
Deposit HK$4.18M · loan HK$5.10M · min. income ≈ HK$49,476/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,896
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,591
−HK$704/mo
Today · 4.125%
HK$27,295
baseline
▲ 0.50% · 4.625%
HK$28,734
+HK$1,439/mo
Deposit HK$4.18M · loan HK$5.10M · min. income ≈ HK$54,590/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,394
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,184
−HK$802/mo
Today · 4.125%
HK$26,986
baseline
▲ 0.50% · 4.625%
HK$28,628
+HK$1,642/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,972/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,251
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$29,008
−HK$769/mo
Today · 4.125%
HK$29,777
baseline
▲ 0.50% · 4.625%
HK$31,346
+HK$1,569/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,554/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,510
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,366
−HK$869/mo
Today · 4.125%
HK$29,235
baseline
▲ 0.50% · 4.625%
HK$31,014
+HK$1,779/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,470/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,605
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$31,426
−HK$832/mo
Today · 4.125%
HK$32,258
baseline
▲ 0.50% · 4.625%
HK$33,959
+HK$1,701/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,516/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,626
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,548
−HK$936/mo
Today · 4.125%
HK$31,484
baseline
▲ 0.50% · 4.625%
HK$33,400
+HK$1,916/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$62,968/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,959
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,843
−HK$897/mo
Today · 4.125%
HK$34,740
baseline
▲ 0.50% · 4.625%
HK$36,571
+HK$1,831/mo
Deposit HK$2.78M · loan HK$6.50M · min. income ≈ HK$69,480/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,742
−HK$1,991/mo
▼ 0.25% · 3.875%
HK$32,730
−HK$1,003/mo
Today · 4.125%
HK$33,733
baseline
▲ 0.50% · 4.625%
HK$35,786
+HK$2,053/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,466/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,313
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,260
−HK$961/mo
Today · 4.125%
HK$37,221
baseline
▲ 0.50% · 4.625%
HK$39,183
+HK$1,962/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,442/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,859
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$34,912
−HK$1,070/mo
Today · 4.125%
HK$35,982
baseline
▲ 0.50% · 4.625%
HK$38,171
+HK$2,189/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$71,964/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,667
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$38,678
−HK$1,024/mo
Today · 4.125%
HK$39,702
baseline
▲ 0.50% · 4.625%
HK$41,795
+HK$2,093/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$79,404/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,975
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,094
−HK$1,137/mo
Today · 4.125%
HK$38,231
baseline
▲ 0.50% · 4.625%
HK$40,557
+HK$2,326/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$76,462/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,022
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,095
−HK$1,089/mo
Today · 4.125%
HK$42,184
baseline
▲ 0.50% · 4.625%
HK$44,407
+HK$2,223/mo
Deposit HK$1.39M · loan HK$7.89M · min. income ≈ HK$84,368/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,091
−HK$2,389/mo
▼ 0.25% · 3.875%
HK$39,276
−HK$1,204/mo
Today · 4.125%
HK$40,480
baseline
▲ 0.50% · 4.625%
HK$42,943
+HK$2,463/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,960/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,376
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$43,512
−HK$1,153/mo
Today · 4.125%
HK$44,665
baseline
▲ 0.50% · 4.625%
HK$47,020
+HK$2,355/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,330/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$298,039 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).