▼ 0.50% · 3.625%
HK$21,150
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,808
−HK$668/mo
Today · 4.125%
HK$22,476
baseline
▲ 0.50% · 4.625%
HK$23,844
+HK$1,368/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$44,952/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,529
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$24,160
−HK$640/mo
Today · 4.125%
HK$24,800
baseline
▲ 0.50% · 4.625%
HK$26,108
+HK$1,308/mo
Deposit HK$4.64M · loan HK$4.64M · min. income ≈ HK$49,600/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,265
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,989
−HK$735/mo
Today · 4.125%
HK$24,724
baseline
▲ 0.50% · 4.625%
HK$26,228
+HK$1,504/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$49,448/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,882
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,576
−HK$704/mo
Today · 4.125%
HK$27,280
baseline
▲ 0.50% · 4.625%
HK$28,718
+HK$1,438/mo
Deposit HK$4.17M · loan HK$5.10M · min. income ≈ HK$54,560/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,380
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,169
−HK$803/mo
Today · 4.125%
HK$26,972
baseline
▲ 0.50% · 4.625%
HK$28,613
+HK$1,641/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$53,944/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,235
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,992
−HK$768/mo
Today · 4.125%
HK$29,760
baseline
▲ 0.50% · 4.625%
HK$31,329
+HK$1,569/mo
Deposit HK$3.71M · loan HK$5.57M · min. income ≈ HK$59,520/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,495
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,350
−HK$869/mo
Today · 4.125%
HK$29,219
baseline
▲ 0.50% · 4.625%
HK$30,997
+HK$1,778/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$58,438/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,588
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,408
−HK$832/mo
Today · 4.125%
HK$32,240
baseline
▲ 0.50% · 4.625%
HK$33,940
+HK$1,700/mo
Deposit HK$3.25M · loan HK$6.03M · min. income ≈ HK$64,480/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,610
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$30,531
−HK$936/mo
Today · 4.125%
HK$31,467
baseline
▲ 0.50% · 4.625%
HK$33,382
+HK$1,915/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$62,934/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,941
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$33,824
−HK$897/mo
Today · 4.125%
HK$34,721
baseline
▲ 0.50% · 4.625%
HK$36,551
+HK$1,830/mo
Deposit HK$2.78M · loan HK$6.49M · min. income ≈ HK$69,442/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,725
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,712
−HK$1,002/mo
Today · 4.125%
HK$33,714
baseline
▲ 0.50% · 4.625%
HK$35,766
+HK$2,052/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$67,428/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,294
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,240
−HK$961/mo
Today · 4.125%
HK$37,201
baseline
▲ 0.50% · 4.625%
HK$39,161
+HK$1,960/mo
Deposit HK$2.32M · loan HK$6.96M · min. income ≈ HK$74,402/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,840
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,893
−HK$1,069/mo
Today · 4.125%
HK$35,962
baseline
▲ 0.50% · 4.625%
HK$38,150
+HK$2,188/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$71,924/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,647
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,656
−HK$1,025/mo
Today · 4.125%
HK$39,681
baseline
▲ 0.50% · 4.625%
HK$41,772
+HK$2,091/mo
Deposit HK$1.86M · loan HK$7.42M · min. income ≈ HK$79,362/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,955
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,073
−HK$1,137/mo
Today · 4.125%
HK$38,210
baseline
▲ 0.50% · 4.625%
HK$40,535
+HK$2,325/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$76,420/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,000
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,072
−HK$1,089/mo
Today · 4.125%
HK$42,161
baseline
▲ 0.50% · 4.625%
HK$44,383
+HK$2,222/mo
Deposit HK$1.39M · loan HK$7.88M · min. income ≈ HK$84,322/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,070
−HK$2,387/mo
▼ 0.25% · 3.875%
HK$39,254
−HK$1,203/mo
Today · 4.125%
HK$40,457
baseline
▲ 0.50% · 4.625%
HK$42,919
+HK$2,462/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$80,914/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,353
−HK$2,288/mo
▼ 0.25% · 3.875%
HK$43,488
−HK$1,153/mo
Today · 4.125%
HK$44,641
baseline
▲ 0.50% · 4.625%
HK$46,994
+HK$2,353/mo
Deposit HK$928K · loan HK$8.35M · min. income ≈ HK$89,282/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$297,528 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).