▼ 0.50% · 3.625%
HK$20,748
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,394
−HK$656/mo
Today · 4.125%
HK$22,050
baseline
▲ 0.50% · 4.625%
HK$23,391
+HK$1,341/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,100/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,082
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$23,701
−HK$628/mo
Today · 4.125%
HK$24,329
baseline
▲ 0.50% · 4.625%
HK$25,612
+HK$1,283/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,658/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,823
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$23,533
−HK$721/mo
Today · 4.125%
HK$24,254
baseline
▲ 0.50% · 4.625%
HK$25,730
+HK$1,476/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,508/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,391
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,072
−HK$690/mo
Today · 4.125%
HK$26,762
baseline
▲ 0.50% · 4.625%
HK$28,173
+HK$1,411/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,524/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,898
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,673
−HK$786/mo
Today · 4.125%
HK$26,459
baseline
▲ 0.50% · 4.625%
HK$28,069
+HK$1,610/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,918/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,699
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$28,442
−HK$753/mo
Today · 4.125%
HK$29,195
baseline
▲ 0.50% · 4.625%
HK$30,734
+HK$1,539/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,390/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,973
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,812
−HK$852/mo
Today · 4.125%
HK$28,664
baseline
▲ 0.50% · 4.625%
HK$30,409
+HK$1,745/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,328/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,007
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,812
−HK$816/mo
Today · 4.125%
HK$31,628
baseline
▲ 0.50% · 4.625%
HK$33,295
+HK$1,667/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,256/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,048
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,951
−HK$918/mo
Today · 4.125%
HK$30,869
baseline
▲ 0.50% · 4.625%
HK$32,748
+HK$1,879/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,738/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,315
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,182
−HK$879/mo
Today · 4.125%
HK$34,061
baseline
▲ 0.50% · 4.625%
HK$35,857
+HK$1,796/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,122/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,123
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,091
−HK$983/mo
Today · 4.125%
HK$33,074
baseline
▲ 0.50% · 4.625%
HK$35,087
+HK$2,013/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,148/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,624
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,552
−HK$942/mo
Today · 4.125%
HK$36,494
baseline
▲ 0.50% · 4.625%
HK$38,418
+HK$1,924/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,988/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,197
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,230
−HK$1,049/mo
Today · 4.125%
HK$35,279
baseline
▲ 0.50% · 4.625%
HK$37,426
+HK$2,147/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,558/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,932
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,922
−HK$1,005/mo
Today · 4.125%
HK$38,927
baseline
▲ 0.50% · 4.625%
HK$40,979
+HK$2,052/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,854/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,272
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,369
−HK$1,115/mo
Today · 4.125%
HK$37,484
baseline
▲ 0.50% · 4.625%
HK$39,765
+HK$2,281/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,968/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,240
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$40,292
−HK$1,068/mo
Today · 4.125%
HK$41,360
baseline
▲ 0.50% · 4.625%
HK$43,540
+HK$2,180/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,720/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,347
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$38,509
−HK$1,180/mo
Today · 4.125%
HK$39,689
baseline
▲ 0.50% · 4.625%
HK$42,104
+HK$2,415/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$79,378/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,548
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$42,663
−HK$1,130/mo
Today · 4.125%
HK$43,793
baseline
▲ 0.50% · 4.625%
HK$46,101
+HK$2,308/mo
Deposit HK$910K · loan HK$8.19M · min. income ≈ HK$87,586/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$279,916 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).