▼ 0.50% · 3.625%
HK$20,769
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,415
−HK$657/mo
Today · 4.125%
HK$22,072
baseline
▲ 0.50% · 4.625%
HK$23,415
+HK$1,343/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,144/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,106
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,725
−HK$629/mo
Today · 4.125%
HK$24,354
baseline
▲ 0.50% · 4.625%
HK$25,638
+HK$1,284/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,708/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,846
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,557
−HK$722/mo
Today · 4.125%
HK$24,279
baseline
▲ 0.50% · 4.625%
HK$25,756
+HK$1,477/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,558/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,416
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,098
−HK$691/mo
Today · 4.125%
HK$26,789
baseline
▲ 0.50% · 4.625%
HK$28,202
+HK$1,413/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,578/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,923
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,698
−HK$788/mo
Today · 4.125%
HK$26,486
baseline
▲ 0.50% · 4.625%
HK$28,098
+HK$1,612/mo
Deposit HK$3.64M · loan HK$5.47M · min. income ≈ HK$52,972/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,727
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$28,470
−HK$755/mo
Today · 4.125%
HK$29,225
baseline
▲ 0.50% · 4.625%
HK$30,765
+HK$1,540/mo
Deposit HK$3.64M · loan HK$5.47M · min. income ≈ HK$58,450/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,000
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,840
−HK$853/mo
Today · 4.125%
HK$28,693
baseline
▲ 0.50% · 4.625%
HK$30,439
+HK$1,746/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,386/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,037
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$30,843
−HK$817/mo
Today · 4.125%
HK$31,660
baseline
▲ 0.50% · 4.625%
HK$33,329
+HK$1,669/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,320/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,077
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,982
−HK$918/mo
Today · 4.125%
HK$30,900
baseline
▲ 0.50% · 4.625%
HK$32,781
+HK$1,881/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$61,800/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,348
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,216
−HK$880/mo
Today · 4.125%
HK$34,096
baseline
▲ 0.50% · 4.625%
HK$35,893
+HK$1,797/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$68,192/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,154
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,123
−HK$985/mo
Today · 4.125%
HK$33,108
baseline
▲ 0.50% · 4.625%
HK$35,122
+HK$2,014/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,216/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,659
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,588
−HK$943/mo
Today · 4.125%
HK$36,531
baseline
▲ 0.50% · 4.625%
HK$38,457
+HK$1,926/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,062/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,231
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,265
−HK$1,050/mo
Today · 4.125%
HK$35,315
baseline
▲ 0.50% · 4.625%
HK$37,464
+HK$2,149/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$70,630/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,969
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,961
−HK$1,005/mo
Today · 4.125%
HK$38,966
baseline
▲ 0.50% · 4.625%
HK$41,020
+HK$2,054/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$77,932/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,308
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,406
−HK$1,116/mo
Today · 4.125%
HK$37,522
baseline
▲ 0.50% · 4.625%
HK$39,805
+HK$2,283/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$75,044/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,280
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,333
−HK$1,069/mo
Today · 4.125%
HK$41,402
baseline
▲ 0.50% · 4.625%
HK$43,584
+HK$2,182/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,804/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,385
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$38,548
−HK$1,181/mo
Today · 4.125%
HK$39,729
baseline
▲ 0.50% · 4.625%
HK$42,147
+HK$2,418/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,458/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,590
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$42,706
−HK$1,131/mo
Today · 4.125%
HK$43,837
baseline
▲ 0.50% · 4.625%
HK$46,148
+HK$2,311/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$87,674/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,835 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).