▼ 0.50% · 3.625%
HK$21,224
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,885
−HK$670/mo
Today · 4.125%
HK$22,555
baseline
▲ 0.50% · 4.625%
HK$23,928
+HK$1,373/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,110/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,612
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,245
−HK$643/mo
Today · 4.125%
HK$24,888
baseline
▲ 0.50% · 4.625%
HK$26,199
+HK$1,311/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,776/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,347
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,073
−HK$738/mo
Today · 4.125%
HK$24,811
baseline
▲ 0.50% · 4.625%
HK$26,321
+HK$1,510/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,622/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,973
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,670
−HK$706/mo
Today · 4.125%
HK$27,376
baseline
▲ 0.50% · 4.625%
HK$28,819
+HK$1,443/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,752/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,469
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,262
−HK$804/mo
Today · 4.125%
HK$27,066
baseline
▲ 0.50% · 4.625%
HK$28,713
+HK$1,647/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,132/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,334
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,094
−HK$771/mo
Today · 4.125%
HK$29,865
baseline
▲ 0.50% · 4.625%
HK$31,439
+HK$1,574/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,730/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,592
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,450
−HK$872/mo
Today · 4.125%
HK$29,322
baseline
▲ 0.50% · 4.625%
HK$31,106
+HK$1,784/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,644/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,696
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,519
−HK$835/mo
Today · 4.125%
HK$32,354
baseline
▲ 0.50% · 4.625%
HK$34,059
+HK$1,705/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,708/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,714
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,638
−HK$940/mo
Today · 4.125%
HK$31,578
baseline
▲ 0.50% · 4.625%
HK$33,499
+HK$1,921/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,156/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,057
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,943
−HK$900/mo
Today · 4.125%
HK$34,843
baseline
▲ 0.50% · 4.625%
HK$36,679
+HK$1,836/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,686/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,837
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$32,827
−HK$1,006/mo
Today · 4.125%
HK$33,833
baseline
▲ 0.50% · 4.625%
HK$35,892
+HK$2,059/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,666/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,418
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,368
−HK$963/mo
Today · 4.125%
HK$37,331
baseline
▲ 0.50% · 4.625%
HK$39,299
+HK$1,968/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,662/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,959
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,015
−HK$1,074/mo
Today · 4.125%
HK$36,089
baseline
▲ 0.50% · 4.625%
HK$38,284
+HK$2,195/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$72,178/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,779
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,792
−HK$1,028/mo
Today · 4.125%
HK$39,820
baseline
▲ 0.50% · 4.625%
HK$41,919
+HK$2,099/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$79,640/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,081
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,204
−HK$1,140/mo
Today · 4.125%
HK$38,344
baseline
▲ 0.50% · 4.625%
HK$40,677
+HK$2,333/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,688/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,140
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$41,217
−HK$1,092/mo
Today · 4.125%
HK$42,309
baseline
▲ 0.50% · 4.625%
HK$44,539
+HK$2,230/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,618/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,204
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,392
−HK$1,208/mo
Today · 4.125%
HK$40,600
baseline
▲ 0.50% · 4.625%
HK$43,070
+HK$2,470/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$81,200/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,501
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,641
−HK$1,157/mo
Today · 4.125%
HK$44,798
baseline
▲ 0.50% · 4.625%
HK$47,159
+HK$2,361/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$89,596/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,791 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).