▼ 0.50% · 3.625%
HK$21,229
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,890
−HK$671/mo
Today · 4.125%
HK$22,561
baseline
▲ 0.50% · 4.625%
HK$23,933
+HK$1,372/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,122/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,617
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,251
−HK$642/mo
Today · 4.125%
HK$24,893
baseline
▲ 0.50% · 4.625%
HK$26,205
+HK$1,312/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,786/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,352
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,079
−HK$738/mo
Today · 4.125%
HK$24,817
baseline
▲ 0.50% · 4.625%
HK$26,327
+HK$1,510/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,634/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,979
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,676
−HK$707/mo
Today · 4.125%
HK$27,383
baseline
▲ 0.50% · 4.625%
HK$28,826
+HK$1,443/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,766/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,475
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,268
−HK$805/mo
Today · 4.125%
HK$27,073
baseline
▲ 0.50% · 4.625%
HK$28,720
+HK$1,647/mo
Deposit HK$3.72M · loan HK$5.59M · min. income ≈ HK$54,146/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,341
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,101
−HK$771/mo
Today · 4.125%
HK$29,872
baseline
▲ 0.50% · 4.625%
HK$31,447
+HK$1,575/mo
Deposit HK$3.72M · loan HK$5.59M · min. income ≈ HK$59,744/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,598
−HK$1,731/mo
▼ 0.25% · 3.875%
HK$28,457
−HK$872/mo
Today · 4.125%
HK$29,329
baseline
▲ 0.50% · 4.625%
HK$31,113
+HK$1,784/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,658/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,703
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,526
−HK$835/mo
Today · 4.125%
HK$32,361
baseline
▲ 0.50% · 4.625%
HK$34,067
+HK$1,706/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,722/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,721
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,645
−HK$940/mo
Today · 4.125%
HK$31,585
baseline
▲ 0.50% · 4.625%
HK$33,507
+HK$1,922/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,170/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,064
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,951
−HK$900/mo
Today · 4.125%
HK$34,851
baseline
▲ 0.50% · 4.625%
HK$36,688
+HK$1,837/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,702/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,844
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,834
−HK$1,007/mo
Today · 4.125%
HK$33,841
baseline
▲ 0.50% · 4.625%
HK$35,900
+HK$2,059/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,682/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,426
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,376
−HK$964/mo
Today · 4.125%
HK$37,340
baseline
▲ 0.50% · 4.625%
HK$39,308
+HK$1,968/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,680/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,967
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,023
−HK$1,074/mo
Today · 4.125%
HK$36,097
baseline
▲ 0.50% · 4.625%
HK$38,293
+HK$2,196/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$72,194/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,788
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,801
−HK$1,028/mo
Today · 4.125%
HK$39,829
baseline
▲ 0.50% · 4.625%
HK$41,929
+HK$2,100/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$79,658/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,090
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$37,212
−HK$1,141/mo
Today · 4.125%
HK$38,353
baseline
▲ 0.50% · 4.625%
HK$40,687
+HK$2,334/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,706/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,149
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,226
−HK$1,093/mo
Today · 4.125%
HK$42,319
baseline
▲ 0.50% · 4.625%
HK$44,549
+HK$2,230/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,638/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,213
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$39,401
−HK$1,208/mo
Today · 4.125%
HK$40,609
baseline
▲ 0.50% · 4.625%
HK$43,080
+HK$2,471/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$81,218/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,511
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,651
−HK$1,157/mo
Today · 4.125%
HK$44,808
baseline
▲ 0.50% · 4.625%
HK$47,170
+HK$2,362/mo
Deposit HK$931K · loan HK$8.38M · min. income ≈ HK$89,616/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,004 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).