▼ 0.50% · 3.625%
HK$19,263
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,862
−HK$609/mo
Today · 4.125%
HK$20,471
baseline
▲ 0.50% · 4.625%
HK$21,717
+HK$1,246/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,942/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,430
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,005
−HK$583/mo
Today · 4.125%
HK$22,588
baseline
▲ 0.50% · 4.625%
HK$23,778
+HK$1,190/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,176/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,189
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$21,848
−HK$670/mo
Today · 4.125%
HK$22,518
baseline
▲ 0.50% · 4.625%
HK$23,888
+HK$1,370/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$45,036/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,573
−HK$1,274/mo
▼ 0.25% · 3.875%
HK$24,205
−HK$642/mo
Today · 4.125%
HK$24,847
baseline
▲ 0.50% · 4.625%
HK$26,156
+HK$1,309/mo
Deposit HK$3.80M · loan HK$4.65M · min. income ≈ HK$49,694/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,116
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,835
−HK$730/mo
Today · 4.125%
HK$24,565
baseline
▲ 0.50% · 4.625%
HK$26,060
+HK$1,495/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,130/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,716
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,406
−HK$699/mo
Today · 4.125%
HK$27,105
baseline
▲ 0.50% · 4.625%
HK$28,534
+HK$1,429/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,210/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,042
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,821
−HK$791/mo
Today · 4.125%
HK$26,612
baseline
▲ 0.50% · 4.625%
HK$28,232
+HK$1,620/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$53,224/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,859
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,606
−HK$758/mo
Today · 4.125%
HK$29,364
baseline
▲ 0.50% · 4.625%
HK$30,912
+HK$1,548/mo
Deposit HK$2.96M · loan HK$5.49M · min. income ≈ HK$58,728/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,968
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,807
−HK$852/mo
Today · 4.125%
HK$28,659
baseline
▲ 0.50% · 4.625%
HK$30,403
+HK$1,744/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,318/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,002
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,807
−HK$816/mo
Today · 4.125%
HK$31,623
baseline
▲ 0.50% · 4.625%
HK$33,290
+HK$1,667/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,246/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,895
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,793
−HK$914/mo
Today · 4.125%
HK$30,707
baseline
▲ 0.50% · 4.625%
HK$32,575
+HK$1,868/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$61,414/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,145
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,007
−HK$875/mo
Today · 4.125%
HK$33,882
baseline
▲ 0.50% · 4.625%
HK$35,668
+HK$1,786/mo
Deposit HK$2.11M · loan HK$6.34M · min. income ≈ HK$67,764/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,821
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,780
−HK$974/mo
Today · 4.125%
HK$32,754
baseline
▲ 0.50% · 4.625%
HK$34,747
+HK$1,993/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$65,508/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,288
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,208
−HK$932/mo
Today · 4.125%
HK$36,140
baseline
▲ 0.50% · 4.625%
HK$38,045
+HK$1,905/mo
Deposit HK$1.69M · loan HK$6.76M · min. income ≈ HK$72,280/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,747
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,766
−HK$1,035/mo
Today · 4.125%
HK$34,801
baseline
▲ 0.50% · 4.625%
HK$36,918
+HK$2,117/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$69,602/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,431
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,408
−HK$991/mo
Today · 4.125%
HK$38,399
baseline
▲ 0.50% · 4.625%
HK$40,423
+HK$2,024/mo
Deposit HK$1.27M · loan HK$7.18M · min. income ≈ HK$76,798/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,674
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,752
−HK$1,096/mo
Today · 4.125%
HK$36,848
baseline
▲ 0.50% · 4.625%
HK$39,090
+HK$2,242/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$73,696/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,574
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,608
−HK$1,050/mo
Today · 4.125%
HK$40,658
baseline
▲ 0.50% · 4.625%
HK$42,801
+HK$2,143/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$81,316/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,433 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).