▼ 0.50% · 3.625%
HK$20,763
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,408
−HK$657/mo
Today · 4.125%
HK$22,065
baseline
▲ 0.50% · 4.625%
HK$23,407
+HK$1,342/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$44,130/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,098
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,718
−HK$628/mo
Today · 4.125%
HK$24,346
baseline
▲ 0.50% · 4.625%
HK$25,629
+HK$1,283/mo
Deposit HK$4.55M · loan HK$4.55M · min. income ≈ HK$48,692/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,839
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,549
−HK$722/mo
Today · 4.125%
HK$24,271
baseline
▲ 0.50% · 4.625%
HK$25,748
+HK$1,477/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,542/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,408
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,089
−HK$692/mo
Today · 4.125%
HK$26,781
baseline
▲ 0.50% · 4.625%
HK$28,192
+HK$1,411/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,562/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,915
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,690
−HK$788/mo
Today · 4.125%
HK$26,478
baseline
▲ 0.50% · 4.625%
HK$28,089
+HK$1,611/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$52,956/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,718
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,461
−HK$754/mo
Today · 4.125%
HK$29,215
baseline
▲ 0.50% · 4.625%
HK$30,755
+HK$1,540/mo
Deposit HK$3.64M · loan HK$5.46M · min. income ≈ HK$58,430/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,991
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,831
−HK$853/mo
Today · 4.125%
HK$28,684
baseline
▲ 0.50% · 4.625%
HK$30,429
+HK$1,745/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,368/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,028
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,833
−HK$817/mo
Today · 4.125%
HK$31,650
baseline
▲ 0.50% · 4.625%
HK$33,318
+HK$1,668/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,300/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,068
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,972
−HK$919/mo
Today · 4.125%
HK$30,891
baseline
▲ 0.50% · 4.625%
HK$32,770
+HK$1,879/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$61,782/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,338
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,205
−HK$880/mo
Today · 4.125%
HK$34,085
baseline
▲ 0.50% · 4.625%
HK$35,881
+HK$1,796/mo
Deposit HK$2.73M · loan HK$6.37M · min. income ≈ HK$68,170/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,144
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,113
−HK$984/mo
Today · 4.125%
HK$33,097
baseline
▲ 0.50% · 4.625%
HK$35,111
+HK$2,014/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,194/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,647
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,577
−HK$942/mo
Today · 4.125%
HK$36,519
baseline
▲ 0.50% · 4.625%
HK$38,444
+HK$1,925/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,038/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,220
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,254
−HK$1,049/mo
Today · 4.125%
HK$35,303
baseline
▲ 0.50% · 4.625%
HK$37,452
+HK$2,149/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$70,606/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,957
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,948
−HK$1,006/mo
Today · 4.125%
HK$38,954
baseline
▲ 0.50% · 4.625%
HK$41,007
+HK$2,053/mo
Deposit HK$1.82M · loan HK$7.28M · min. income ≈ HK$77,908/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,296
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,394
−HK$1,116/mo
Today · 4.125%
HK$37,510
baseline
▲ 0.50% · 4.625%
HK$39,792
+HK$2,282/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$75,020/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,267
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,320
−HK$1,068/mo
Today · 4.125%
HK$41,388
baseline
▲ 0.50% · 4.625%
HK$43,570
+HK$2,182/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,776/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,373
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$38,535
−HK$1,181/mo
Today · 4.125%
HK$39,716
baseline
▲ 0.50% · 4.625%
HK$42,133
+HK$2,417/mo
Deposit HK$911K · loan HK$8.19M · min. income ≈ HK$79,432/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,577
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$42,692
−HK$1,131/mo
Today · 4.125%
HK$43,823
baseline
▲ 0.50% · 4.625%
HK$46,133
+HK$2,310/mo
Deposit HK$911K · loan HK$8.19M · min. income ≈ HK$87,646/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$280,540 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).