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Crescira AVM · estimated value Medium confidence
HK$12.45M
≈ HK$12,997 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.74M, with repayments around HK$42,242/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$39,749
−HK$2,493/mo
▼ 0.25% · 3.875%
HK$40,986
−HK$1,256/mo
Today · 4.125%
HK$42,242
baseline
▲ 0.50% · 4.625%
HK$44,812
+HK$2,570/mo

Deposit HK$3.74M · loan HK$8.72M · min. income ≈ HK$84,484/mo (50% DSR)

Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$466,929 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
B
Saleable Area
958 ft²
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2026-06-03 HK$12.85M −6.7%
4.8y
2021-08-20 HK$13.78M −2.9%
6.5y
2015-02-03 HK$14.19M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
University
≈ 14 min walk · 1,064 m
Education
1
schools within 1 km (0 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Location

Other appraised units in this building

Data sourced from Renavon.com