▼ 0.50% · 3.625%
HK$19,296
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$19,897
−HK$609/mo
Today · 4.125%
HK$20,506
baseline
▲ 0.50% · 4.625%
HK$21,754
+HK$1,248/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$41,012/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,467
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,043
−HK$584/mo
Today · 4.125%
HK$22,627
baseline
▲ 0.50% · 4.625%
HK$23,819
+HK$1,192/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,254/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,226
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,886
−HK$671/mo
Today · 4.125%
HK$22,557
baseline
▲ 0.50% · 4.625%
HK$23,930
+HK$1,373/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$45,114/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,614
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,247
−HK$642/mo
Today · 4.125%
HK$24,889
baseline
▲ 0.50% · 4.625%
HK$26,201
+HK$1,312/mo
Deposit HK$3.81M · loan HK$4.65M · min. income ≈ HK$49,778/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,156
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,876
−HK$732/mo
Today · 4.125%
HK$24,608
baseline
▲ 0.50% · 4.625%
HK$26,105
+HK$1,497/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$49,216/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,760
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,451
−HK$701/mo
Today · 4.125%
HK$27,152
baseline
▲ 0.50% · 4.625%
HK$28,583
+HK$1,431/mo
Deposit HK$3.38M · loan HK$5.08M · min. income ≈ HK$54,304/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,085
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,866
−HK$792/mo
Today · 4.125%
HK$26,658
baseline
▲ 0.50% · 4.625%
HK$28,280
+HK$1,622/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,316/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,907
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,656
−HK$759/mo
Today · 4.125%
HK$29,415
baseline
▲ 0.50% · 4.625%
HK$30,965
+HK$1,550/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,830/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,015
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,855
−HK$854/mo
Today · 4.125%
HK$28,709
baseline
▲ 0.50% · 4.625%
HK$30,456
+HK$1,747/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$57,418/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,054
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,860
−HK$818/mo
Today · 4.125%
HK$31,678
baseline
▲ 0.50% · 4.625%
HK$33,347
+HK$1,669/mo
Deposit HK$2.54M · loan HK$5.92M · min. income ≈ HK$63,356/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,945
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,845
−HK$915/mo
Today · 4.125%
HK$30,760
baseline
▲ 0.50% · 4.625%
HK$32,631
+HK$1,871/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,520/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,200
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,064
−HK$876/mo
Today · 4.125%
HK$33,940
baseline
▲ 0.50% · 4.625%
HK$35,729
+HK$1,789/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,880/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,874
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,835
−HK$975/mo
Today · 4.125%
HK$32,810
baseline
▲ 0.50% · 4.625%
HK$34,807
+HK$1,997/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,620/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,347
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,268
−HK$935/mo
Today · 4.125%
HK$36,203
baseline
▲ 0.50% · 4.625%
HK$38,111
+HK$1,908/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,406/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,804
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,824
−HK$1,037/mo
Today · 4.125%
HK$34,861
baseline
▲ 0.50% · 4.625%
HK$36,982
+HK$2,121/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,722/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,494
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,473
−HK$993/mo
Today · 4.125%
HK$38,466
baseline
▲ 0.50% · 4.625%
HK$40,493
+HK$2,027/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,932/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,733
−HK$2,179/mo
▼ 0.25% · 3.875%
HK$35,814
−HK$1,098/mo
Today · 4.125%
HK$36,912
baseline
▲ 0.50% · 4.625%
HK$39,158
+HK$2,246/mo
Deposit HK$846K · loan HK$7.62M · min. income ≈ HK$73,824/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,641
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,677
−HK$1,051/mo
Today · 4.125%
HK$40,728
baseline
▲ 0.50% · 4.625%
HK$42,875
+HK$2,147/mo
Deposit HK$846K · loan HK$7.62M · min. income ≈ HK$81,456/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,871 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).