▼ 0.50% · 3.625%
HK$18,264
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$18,832
−HK$578/mo
Today · 4.125%
HK$19,410
baseline
▲ 0.50% · 4.625%
HK$20,591
+HK$1,181/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,820/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,319
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,864
−HK$553/mo
Today · 4.125%
HK$21,417
baseline
▲ 0.50% · 4.625%
HK$22,546
+HK$1,129/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,834/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,091
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,716
−HK$635/mo
Today · 4.125%
HK$21,351
baseline
▲ 0.50% · 4.625%
HK$22,650
+HK$1,299/mo
Deposit HK$3.60M · loan HK$4.41M · min. income ≈ HK$42,702/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,351
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,950
−HK$608/mo
Today · 4.125%
HK$23,558
baseline
▲ 0.50% · 4.625%
HK$24,800
+HK$1,242/mo
Deposit HK$3.60M · loan HK$4.41M · min. income ≈ HK$47,116/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,917
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,599
−HK$693/mo
Today · 4.125%
HK$23,292
baseline
▲ 0.50% · 4.625%
HK$24,709
+HK$1,417/mo
Deposit HK$3.20M · loan HK$4.81M · min. income ≈ HK$46,584/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,383
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,037
−HK$663/mo
Today · 4.125%
HK$25,700
baseline
▲ 0.50% · 4.625%
HK$27,055
+HK$1,355/mo
Deposit HK$3.20M · loan HK$4.81M · min. income ≈ HK$51,400/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,744
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,482
−HK$751/mo
Today · 4.125%
HK$25,233
baseline
▲ 0.50% · 4.625%
HK$26,768
+HK$1,535/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$50,466/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,415
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,123
−HK$719/mo
Today · 4.125%
HK$27,842
baseline
▲ 0.50% · 4.625%
HK$29,309
+HK$1,467/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$55,684/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,570
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,365
−HK$809/mo
Today · 4.125%
HK$27,174
baseline
▲ 0.50% · 4.625%
HK$28,827
+HK$1,653/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$54,348/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,446
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,209
−HK$774/mo
Today · 4.125%
HK$29,983
baseline
▲ 0.50% · 4.625%
HK$31,564
+HK$1,581/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$59,966/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,396
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,249
−HK$865/mo
Today · 4.125%
HK$29,114
baseline
▲ 0.50% · 4.625%
HK$30,886
+HK$1,772/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,228/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,478
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$31,296
−HK$829/mo
Today · 4.125%
HK$32,125
baseline
▲ 0.50% · 4.625%
HK$33,818
+HK$1,693/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,250/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,223
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,132
−HK$923/mo
Today · 4.125%
HK$31,055
baseline
▲ 0.50% · 4.625%
HK$32,945
+HK$1,890/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,110/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,510
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,382
−HK$885/mo
Today · 4.125%
HK$34,267
baseline
▲ 0.50% · 4.625%
HK$36,073
+HK$1,806/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,534/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,049
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,015
−HK$981/mo
Today · 4.125%
HK$32,996
baseline
▲ 0.50% · 4.625%
HK$35,004
+HK$2,008/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$65,992/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,542
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$35,468
−HK$940/mo
Today · 4.125%
HK$36,408
baseline
▲ 0.50% · 4.625%
HK$38,327
+HK$1,919/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,816/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,876
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,898
−HK$1,039/mo
Today · 4.125%
HK$34,937
baseline
▲ 0.50% · 4.625%
HK$37,063
+HK$2,126/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$69,874/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,574
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,555
−HK$995/mo
Today · 4.125%
HK$38,550
baseline
▲ 0.50% · 4.625%
HK$40,582
+HK$2,032/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$77,100/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,293 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).