▼ 0.50% · 3.625%
HK$19,182
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,779
−HK$606/mo
Today · 4.125%
HK$20,385
baseline
▲ 0.50% · 4.625%
HK$21,626
+HK$1,241/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,770/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,340
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,913
−HK$580/mo
Today · 4.125%
HK$22,493
baseline
▲ 0.50% · 4.625%
HK$23,679
+HK$1,186/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$44,986/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,101
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$21,757
−HK$667/mo
Today · 4.125%
HK$22,424
baseline
▲ 0.50% · 4.625%
HK$23,788
+HK$1,364/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$44,848/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,474
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$24,104
−HK$639/mo
Today · 4.125%
HK$24,743
baseline
▲ 0.50% · 4.625%
HK$26,047
+HK$1,304/mo
Deposit HK$3.79M · loan HK$4.63M · min. income ≈ HK$49,486/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,019
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,735
−HK$727/mo
Today · 4.125%
HK$24,462
baseline
▲ 0.50% · 4.625%
HK$25,951
+HK$1,489/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$48,924/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,608
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,295
−HK$697/mo
Today · 4.125%
HK$26,992
baseline
▲ 0.50% · 4.625%
HK$28,415
+HK$1,423/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$53,984/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,937
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,713
−HK$788/mo
Today · 4.125%
HK$26,501
baseline
▲ 0.50% · 4.625%
HK$28,114
+HK$1,613/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$53,002/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,742
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,486
−HK$755/mo
Today · 4.125%
HK$29,241
baseline
▲ 0.50% · 4.625%
HK$30,783
+HK$1,542/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$58,482/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,855
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,691
−HK$849/mo
Today · 4.125%
HK$28,540
baseline
▲ 0.50% · 4.625%
HK$30,276
+HK$1,736/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,080/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,876
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,678
−HK$813/mo
Today · 4.125%
HK$31,491
baseline
▲ 0.50% · 4.625%
HK$33,150
+HK$1,659/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$62,982/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,774
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,669
−HK$909/mo
Today · 4.125%
HK$30,578
baseline
▲ 0.50% · 4.625%
HK$32,439
+HK$1,861/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,156/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,010
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,869
−HK$871/mo
Today · 4.125%
HK$33,740
baseline
▲ 0.50% · 4.625%
HK$35,518
+HK$1,778/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,480/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,692
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,647
−HK$970/mo
Today · 4.125%
HK$32,617
baseline
▲ 0.50% · 4.625%
HK$34,601
+HK$1,984/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,234/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,145
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,060
−HK$929/mo
Today · 4.125%
HK$35,989
baseline
▲ 0.50% · 4.625%
HK$37,886
+HK$1,897/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,978/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,610
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,625
−HK$1,030/mo
Today · 4.125%
HK$34,655
baseline
▲ 0.50% · 4.625%
HK$36,764
+HK$2,109/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,310/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,279
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,252
−HK$987/mo
Today · 4.125%
HK$38,239
baseline
▲ 0.50% · 4.625%
HK$40,254
+HK$2,015/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,478/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,528
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,602
−HK$1,092/mo
Today · 4.125%
HK$36,694
baseline
▲ 0.50% · 4.625%
HK$38,926
+HK$2,232/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,388/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,413
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,443
−HK$1,045/mo
Today · 4.125%
HK$40,488
baseline
▲ 0.50% · 4.625%
HK$42,622
+HK$2,134/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,976/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,373 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).